ALFAcoins
Cryptocurrency payment gateways
Blockchain software
Cryptocurrency software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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Pay-as-you-go
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What is ALFAcoins
ALFAcoins is a cryptocurrency payment gateway that lets merchants accept digital-asset payments for online goods and services. It provides checkout integrations (such as hosted payment pages and API-based workflows) and tools to manage invoices and payment confirmations. The product targets e-commerce merchants and service providers that want to accept crypto and settle to a wallet rather than using traditional card rails.
Merchant-focused crypto checkout
ALFAcoins centers on merchant payment acceptance with invoice creation, payment status tracking, and customer-facing payment flows. This aligns with common gateway use cases such as e-commerce checkout and pay-by-invoice. It supports workflows where the merchant receives funds directly to a crypto wallet rather than relying on card networks.
API and integration options
The product offers API-driven integration for custom checkout experiences and automation. This supports use cases such as programmatic invoice generation, order reconciliation, and back-office processing. It can fit both simple hosted payment flows and deeper integrations depending on the merchant’s engineering resources.
Multi-currency crypto acceptance
ALFAcoins supports accepting multiple cryptocurrencies, which can reduce friction for customers who hold different assets. Multi-asset acceptance is a practical requirement for merchants serving international audiences. It also enables merchants to choose which assets they want to receive for treasury or operational reasons.
Limited enterprise controls
Compared with platforms built for institutional custody and treasury operations, ALFAcoins appears more oriented to SMB merchant checkout. Organizations needing advanced policy controls, role-based approvals, or complex settlement governance may find gaps. This can matter for larger teams with strict financial controls and audit requirements.
Compliance and reporting depth unclear
Publicly available information is less explicit about compliance tooling (for example, detailed risk screening, tax-grade reporting exports, or configurable audit logs). Merchants in regulated industries may need to supplement with third-party compliance and accounting systems. The level of built-in reporting and reconciliation may not match more compliance-forward providers.
Fiat settlement options uncertain
It is not always clear whether ALFAcoins provides broad fiat settlement, local payout methods, or banking integrations across regions. If a merchant requires automatic conversion to fiat and payouts to bank accounts, they may need additional providers or manual processes. This can increase operational overhead and exposure to crypto price volatility.
Plan & Pricing
Pricing model: Pay-as-you-go Free tier/trial: No permanently free tier; no time-limited free trial listed on official site
Fees (merchant/payment processing):
- Transaction fee (Merchant Service): 0.99% per completed transaction. Merchants may include this fee in the price or charge it separately to customers. (Official merchant / help pages)
- Payout (API): Network fee (blockchain) + 0.99%.
- Refunds: 0% (network/mining fees still apply and are not charged by ALFAcoins).
- Donation processing: 0.99% (note: non-profit/charity may contact for zero-fee plan).
Deposit & Withdrawal (network) fees — selected examples from official Fees page:
- Bitcoin (BTC) withdrawal fee: 0.000006 BTC
- Ethereum (ETH) withdrawal fee: 0.0000462 ETH
- XRP withdrawal fee: 0.1 XRP
- ERC-20 Tether (USDT) withdrawal fee: 0.287767 USDT
- TRC-20 Tether (USDT) withdrawal fee: 3.7395 USDT
- BEP-20 Tether (USDT) withdrawal fee: 0.00451 USDT
- Litecoin (LTC) withdrawal fee: 0.000033 LTC
- Tron (TRX) withdrawal fee: 2 TRX
Notes & limitations:
- Exchange fees for crypto-to-crypto and crypto-to-fiat are listed as "To be introduced" on the official Fees page.
- ALFAcoins fixes the exchange rate for an invoice for 15 minutes after creation.
- Auto-withdrawal to external wallet is available; withdrawals incur blockchain network fees determined by the network and shown on the withdrawal page.
Key takeaways:
- No subscription or tiered plans found on the official site; pricing is per-transaction + blockchain network fees.
- No evidence of a permanently free merchant plan or a time-limited free trial on the official site.
(Information sourced only from ALFAcoins official website: Fees, Merchant and Getting Started pages.)
