Autobooks
Billing software
Invoice management software
Accounting & finance software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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Pay-as-you-go
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What is Autobooks
Autobooks is an invoicing and payments platform designed for small businesses and delivered through financial institutions. It supports creating and sending invoices, accepting card and ACH payments, and tracking payment status from a single workflow. The product is typically offered as an embedded service inside a bank or credit union’s digital banking experience rather than as a standalone accounting suite.
Bank-embedded invoicing and payments
Autobooks is commonly distributed through banks and credit unions, which can reduce setup friction for businesses that already use online banking. The workflow ties invoicing and payment acceptance closely to the business’s financial account context. This model can simplify onboarding and support compared with adopting a separate, standalone invoicing tool.
Integrated card and ACH acceptance
The product supports collecting payments directly from invoices, including card and ACH options. This reduces the need to connect a separate payment processor for basic invoicing use cases. Payment status tracking is part of the invoicing flow, which helps small businesses reconcile what has been paid versus outstanding.
SMB-focused core features
Autobooks focuses on core small-business billing needs such as invoice creation, delivery, and payment tracking. The feature set is oriented toward service-based and micro-SMB workflows rather than complex enterprise billing. For organizations that only need invoicing and getting paid, this narrower scope can be easier to adopt than broader finance platforms.
Not a full accounting system
Autobooks centers on invoicing and payments rather than full general-ledger accounting. Businesses needing multi-entity accounting, advanced revenue recognition, or deep financial reporting typically require additional accounting software. This can introduce duplicate data entry or reliance on exports/integrations depending on the bank’s implementation.
Feature depth varies by institution
Because Autobooks is often delivered through a financial institution, the exact user experience and available capabilities can vary by bank or credit union. Rollout timing, support processes, and enabled features may depend on the institution’s digital banking stack and configuration. This can make standardization harder for businesses operating across multiple banking relationships.
Limited broader business suite capabilities
Compared with all-in-one business management platforms, Autobooks is less oriented toward CRM, project management, or complex workflow automation. Companies looking to manage the full customer lifecycle (lead-to-cash plus service delivery) may find gaps outside invoicing and payments. As needs grow, teams may need to add separate tools and integrations.
Plan & Pricing
Pricing model: Pay-as-you-go (transaction processing) with an optional monthly subscription for the full accounting suite.
Free tier/trial: The two standard features (Accept Payments and Send Invoices) have no monthly subscription cost; processing fees apply. No time-limited trial is advertised.
Example costs:
- Card‑Not‑Present (manual key-in or online card entry): 3.49% per transaction (typical). Time of deposit: 1–2 business days.
- ACH / Electronic check payment: 1.00% per transaction (typical). Time of deposit: 1–2 business days.
- Tap to Pay on iPhone (contactless): 2.75% per transaction (typical). Time of deposit: next business day.
- Optional Accounting Upgrade / Full Autobooks product suite: $9.99 per month (monthly subscription, no commitment; can cancel anytime).
Discount/options/notes:
- Autobooks states these are typical rates and may vary based on the partnering financial institution; some banks may display different processing rates.
- There is an optional real‑time deposit feature (may incur additional fees) and per‑transaction limits (standard $25,000 limit per transaction).
Seller details
Autobooks, Inc.
Detroit, MI, USA
2015
Private
https://autobooks.co/
https://x.com/autobooks
https://www.linkedin.com/company/autobooks/
