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B2BINPAY

Features
Ease of use
Ease of management
Quality of support
Affordability
Market presence
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Pricing from
Pay-as-you-go
Free Trial unavailable
Free version unavailable
User corporate size
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Medium
Large
User industry
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What is B2BINPAY

B2BINPAY is a cryptocurrency payment gateway and wallet platform used by businesses to accept, process, and settle crypto payments. It targets merchants, exchanges, and other financial services providers that need invoicing, payment processing, and crypto-to-crypto or crypto-to-fiat settlement workflows. The product typically combines merchant tools (checkout/invoicing, payment status tracking) with managed wallets and operational controls for handling incoming funds. It is positioned as a business-focused payments stack rather than a consumer wallet.

pros

Business-oriented payment workflows

B2BINPAY focuses on merchant and enterprise use cases such as invoicing, payment acceptance, and settlement. This aligns with operational needs like tracking payment status, reconciling transactions, and managing multiple clients or business units. For organizations that want a single system for receiving and managing crypto funds, an integrated gateway-plus-wallet approach can reduce tool sprawl.

Wallet and custody features

The platform is commonly implemented with managed wallet capabilities to receive and store crypto before settlement. This can simplify operations for teams that do not want to build and maintain their own wallet infrastructure. Centralized administration also supports day-to-day controls such as user access management and operational oversight of balances and transactions.

Integration-friendly merchant tooling

Crypto payment gateways in this segment typically provide APIs and merchant interfaces to embed payments into websites or platforms. This supports common scenarios such as e-commerce checkout, deposits for online services, and B2B invoicing. For product teams, API-based integration can be faster than building direct blockchain payment handling from scratch.

cons

Limited public technical transparency

Publicly available, independently verifiable details on supported chains, security architecture, and compliance scope can be limited compared with some widely documented providers in the space. This can make vendor due diligence harder for regulated businesses. Buyers may need to rely on direct vendor documentation, contracts, and security/compliance attestations during procurement.

Custodial and counterparty risk

If deployed as a managed (custodial) wallet/payment solution, customers assume counterparty and operational risk tied to the provider’s controls and availability. This can be a concern for organizations with strict custody requirements or segregation-of-duties policies. Some teams may prefer architectures that keep keys and signing infrastructure under their direct control.

Regulatory and geographic constraints

Crypto payment processing is sensitive to jurisdictional rules, banking relationships, and supported fiat settlement corridors. Depending on the customer’s location and industry, onboarding and ongoing compliance requirements may limit usability or increase implementation time. Businesses should validate supported countries, KYC/KYB expectations, and settlement options before committing.

Plan & Pricing

Pricing model: Pay-as-you-go (transaction/volume-based fees; also one-time onboarding for some Enterprise plans mentioned on site) Free tier/trial: Sandbox testing environment available for integration/testing (no fees) — no explicit time-limited "free trial" stated on the pricing pages. Example costs (Crypto Payment Processing - incoming transaction fees by monthly volume):

  • $0 – 1M: 0.40%
  • $1M – 3M: 0.35%
  • $3M – 5M: 0.30%
  • $5M – ∞: 0.25% Outgoing (Crypto Payment Processing): No charge (0.00%).

Wallet as a Service (WaaS) example costs:

  • Incoming: No charge (0.00%).
  • Outgoing fees by monthly volume:
    • $0 – 1M: 0.050%
    • $1M – 3M: 0.045%
    • $3M – 5M: 0.040%
    • $5M – 10M: 0.035%
    • $10M – 20M: 0.030%
    • $20M – ∞: 0.025%

Minimum per-transaction commissions (examples shown on official fees page):

  • ETH: $1.00
  • ETH (ERC20 tokens): $2.00
  • AVAX: $0.10
  • BSC: $0.20
  • POL: $0.05
  • SOL: $0.02
  • SOL (SPL): $0.20
  • ARB: $0.10
  • ETH-ARB (ERC20 tokens): $0.20
  • OP: $0.40
  • TRX: $3.00
  • BASE: $0.40
  • XLM, XRP: $0.00
  • BTC, BCH, DOGE, LTC: $0.10 (listed as $0.10)

Bank / fiat details:

  • Bank deposits (incoming USD/EUR): No charge (0.00%).
  • Bank withdrawals (minimum €5,000): SWIFT 0.50% (min €20); SEPA 0.50% (min €10). Fiat deposits accepted only via corporate bank wire.
  • TRX payouts: $2 (blockchain fee shown as 0.00% in the table).

Other notes from official site:

  • The vendor states outgoing crypto transactions are free and that fees decrease as monthly processing volume increases.
  • A vendor news article (official site) states the Enterprise onboarding fee was reduced from $1,500 to $1,000 (one-time onboarding for Enterprise clients).

Discounts / enterprise / onboarding: Contact sales for Enterprise/merchant-specific models; official site mentions Merchant and Enterprise models and a (reduced) Enterprise onboarding fee.

(Information sourced only from B2BINPAY official website: pricing/fees page, product homepage, and B2BINPAY product updates/news.)

Seller details

B2Broker
2014
Private
https://b2broker.com/
https://x.com/B2Broker
https://www.linkedin.com/company/b2broker/

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