Bottomline PTX
Payment processing software
Credit and collections software
Enterprise payment software
Treasury management systems
Payment software
Accounting & finance software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
Take the quiz to check if Bottomline PTX and its alternatives fit your requirements.
£50 per month
Free Trial unavailableFree version unavailable
Small
Medium
Large
- Manufacturing
- Banking and insurance
- Transportation and logistics
What is Bottomline PTX
Bottomline PTX is a cloud-based treasury and payments platform used to centralize payment initiation, cash positioning, bank connectivity, and related controls. It targets corporate treasury and finance teams that need to manage multiple bank accounts, payment types, and approval workflows across entities. The product emphasizes bank connectivity, payment workflow automation, and visibility into cash and payment status within a single system.
Centralized payment workflow controls
PTX supports standardized payment creation, approvals, and release processes across business units and bank accounts. It is designed to enforce role-based permissions and multi-step approvals to align with internal controls. This helps treasury teams reduce reliance on ad hoc bank portals and email-based approvals.
Bank connectivity and file handling
The platform is built to connect to banks and manage payment file exchange and related acknowledgements. It supports common treasury use cases such as transmitting payment instructions and tracking processing status. This is useful for organizations operating with multiple banks and formats that would otherwise require separate integrations.
Treasury-focused visibility and reporting
PTX provides dashboards and reporting oriented around cash positions, payment activity, and operational status. It helps teams monitor payment volumes, exceptions, and approvals in one place. Compared with general-purpose invoicing or SMB payment tools, the reporting is structured for treasury operations and governance.
Implementation and change management
Treasury platforms typically require configuration of entities, bank accounts, user roles, and approval policies before going live. Bank connectivity setup and testing can add time and coordination with financial institutions. Organizations should plan for internal process redesign and training, not just software deployment.
Less suited for SMB front office
PTX is oriented toward corporate treasury and back-office payment operations rather than customer-facing scheduling, CRM, or lightweight invoicing. Companies looking primarily for small-business payment acceptance and client management may find it broader and more complex than needed. Some front-office commerce features common in SMB tools may require additional systems.
Integration scope varies by environment
Connecting PTX to ERP/accounting systems and upstream billing processes often depends on available connectors, file formats, and internal integration capabilities. Data mapping for payees, bank details, and payment statuses can require ongoing governance. Buyers should validate required integrations (ERP, banks, identity/SSO) during evaluation to avoid gaps.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Good (Option 1) | From £50 per month | For businesses just starting out: everything you need to start recurring payments; online/telephone/in-person signup; quick start, no volume commitments; receive 100% of collection value. Maximum collection values, monthly frequencies, and volumes apply; additional charges for unpaid Direct Debits and indemnity claims (see Terms & Conditions). |
| Better (Option 2) | Custom pricing (contact sales) | For businesses with regular payers: your name appears on bank statements and branded payment pages; more frequent collection schedules; UK-based support; receive 100% of collection value. Pricing tailored to needs; contact Bottomline for quote. |
| Great (Option 3) | Custom pricing (contact sales) | For higher-volume originators or businesses moving provider: tailored to your needs, with priority support and service. Contact Bottomline for pricing and onboarding details. |
Seller details
Bottomline Technologies, Inc.
Portsmouth, NH, USA
1989
Subsidiary
https://www.bottomline.com/
https://x.com/bottomlinetech
https://www.linkedin.com/company/bottomline-technologies/
