checkout.com
Payment gateways
Embedded payments software
Payment processing software
Payment software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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- Retail and wholesale
- Arts, entertainment, and recreation
- Accommodation and food services
What is checkout.com
Checkout.com is a payment processing platform that enables businesses to accept and manage online payments through APIs and hosted payment components. It is used by digital commerce companies, marketplaces, and enterprises that need card acquiring, alternative payment methods, and payout capabilities across multiple countries. The product focuses on developer-oriented integration, global payment acceptance, and risk and authentication features to support online transaction flows.
Developer-first API platform
Checkout.com provides API-based building blocks for payment acceptance, tokenization, and transaction management. This supports custom checkout experiences and integration into existing web and mobile applications. It also offers hosted components for teams that want to reduce PCI scope while still controlling the user experience.
Global acceptance and acquiring
The platform supports multi-currency processing and multiple payment methods, including cards and selected local/alternative payment options depending on region. This helps merchants consolidate payment operations across geographies under a single provider. It is designed for cross-border commerce use cases where routing, authorization performance, and settlement options matter.
Risk and authentication tooling
Checkout.com includes capabilities for fraud monitoring and 3D Secure / SCA flows to support regulatory and issuer requirements. These tools help merchants manage chargeback and fraud exposure within the payment stack. Centralizing risk and authentication alongside processing can simplify operational workflows for payment teams.
Enterprise-oriented commercial model
Checkout.com typically targets mid-market to enterprise merchants rather than very small businesses. Pricing and contracting are commonly quote-based, which can reduce transparency for early-stage teams comparing providers. Some features and service levels may depend on negotiated terms and processing volume.
Integration and operations complexity
API-led payment processing requires engineering effort for implementation, testing, and ongoing maintenance. Teams may need to manage webhooks, reconciliation, dispute workflows, and payment method configurations. Organizations without dedicated payments engineering and operations resources may find setup and optimization more involved than simpler turnkey offerings.
Coverage varies by country
Payment method availability, acquiring coverage, and payout options can differ by market and entity. Merchants expanding into new regions may need to validate support for specific local payment methods, settlement currencies, and compliance requirements. This can introduce additional due diligence and rollout planning for international expansion.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Custom / Tailored | Contact sales — Checkout.com does not publish standard public rates | Pricing is bespoke based on merchant profile (volume, payment methods, currencies, risk). Checkout.com advertises three main pricing structures: Fully flat-rate; Simple interchange++ (interchange + markup); and free payment processing for registered charities in supported countries. They state no setup fees and no account maintenance fees. Minimum billing thresholds and per-product fees may apply (see legal/support pages). |
| Intelligent Acceptance (product-level) | Free trial available (time-limited; duration not published) | Checkout.com documentation/support explicitly references a free trial to test Intelligent Acceptance (IA) with no fees during the trial period. After trial, IA is charged per your pricing schedule/contract. |
Seller details
Checkout.com
London, United Kingdom
2012
Private
https://www.checkout.com
https://x.com/checkout
https://www.linkedin.com/company/checkout-com/
