Duck Creek Rating
Underwriting & rating software
Insurance software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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What is Duck Creek Rating
Duck Creek Rating is an insurance rating and pricing component used to calculate premiums and apply underwriting rules for property and casualty insurance products. It supports insurers and MGAs in configuring rating factors, rules, and product variations and then executing those calculations across quoting and policy workflows. The product is typically deployed as part of the Duck Creek platform and integrates with policy administration and distribution channels via APIs and services. It emphasizes configurable product/rate changes to reduce reliance on custom code for ongoing maintenance.
Configurable rating and rules
The product provides a structured way to configure rating factors, tables, and underwriting rules without rebuilding core application logic. This supports frequent rate and rule updates that are common in regulated insurance markets. It can help separate product configuration work from broader policy system changes. This approach aligns with enterprise insurance suites where rating is a distinct, reusable service.
Designed for P&C insurance
Duck Creek Rating is built for property and casualty rating use cases, including complex factor-based pricing and eligibility logic. It fits carriers and MGAs that need consistent rating across multiple channels (agent, direct, call center) and lines of business. The product is commonly used alongside policy administration to keep pricing logic consistent from quote through issuance. This domain focus can reduce the need for extensive customization compared with general-purpose rules engines.
Platform integration and APIs
As part of the Duck Creek ecosystem, the rating component is designed to integrate with related modules such as policy administration and billing. It supports service-based integration patterns that enable reuse of rating logic across front ends and partner systems. This can simplify governance of pricing logic when multiple distribution tools are in play. It also supports modernization programs that move rating into a centralized service.
Best fit within suite
Organizations may realize the most value when Duck Creek Rating is implemented with other Duck Creek components, which can increase platform dependency. Using it as a standalone rating service can require additional integration work and architectural decisions. Teams may need to align data models and transaction flows with Duck Creek conventions. This can be a constraint for carriers standardizing on a different core policy platform.
Configuration complexity at scale
Highly complex products, state variations, and frequent regulatory updates can lead to large configuration footprints. Managing rating tables, rule versions, and testing across many jurisdictions can require strong governance and specialized skills. Without disciplined lifecycle management, configuration can become difficult to audit and troubleshoot. This is a common challenge in enterprise rating implementations where business users and IT share ownership.
Implementation and change management effort
Deploying enterprise rating typically involves significant requirements work, data mapping, and integration with quoting, policy, and downstream reporting. Carriers often need to establish testing automation, performance tuning, and controls for rate filings and effective dating. These activities can extend timelines compared with lighter-weight rating tools aimed at small agencies. Ongoing operations may require dedicated support for releases and regulatory changes.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Enterprise / Custom | Contact sales (no public pricing) | Duck Creek Rating is offered as a low-code, cloud-native SaaS rating system sold as a stand-alone product, à la carte, or as part of the Duck Creek suite. The official product page displays a "Talk to Sales" CTA and does not list any public plan tiers or prices. |
Seller details
Duck Creek Technologies, LLC
Boston, MA, USA
2000
Private
https://www.duckcreek.com/
https://x.com/DuckCreekTech
https://www.linkedin.com/company/duck-creek-technologies/
