ForUsAll
401(k) software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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$50 per month
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Free version unavailable
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What is ForUsAll
ForUsAll is a cloud-based 401(k) plan provider and administration platform used by employers to set up and manage workplace retirement plans. It supports plan administration workflows such as onboarding, payroll contributions, compliance support, and participant account access. The product is typically used by small and mid-sized businesses that want a bundled 401(k) offering with digital plan management. ForUsAll also offers investment lineup options that can include traditional funds and, where enabled, a cryptocurrency window for participants.
Bundled 401(k) plan services
ForUsAll combines core plan functions—recordkeeping/administration, participant experience, and plan setup—into a single offering for employers. This reduces the need to coordinate multiple vendors for day-to-day plan operations. It is positioned for organizations that want a more software-led experience than traditional retirement providers. The bundled approach can simplify vendor management and implementation.
Employer-facing digital administration
The platform is designed for employers to manage plan tasks through an online interface rather than relying primarily on manual service requests. Common workflows include employee onboarding, contribution management tied to payroll processes, and access to plan reporting. This can help HR/finance teams handle routine plan administration with fewer handoffs. The approach aligns with other modern 401(k) platforms in the category that emphasize self-service operations.
Optional crypto investment window
ForUsAll is known for offering an optional cryptocurrency investment feature for participants, subject to plan configuration and regulatory considerations. This can differentiate the product for employers seeking broader investment choice beyond a standard fund lineup. The crypto feature is typically structured as a window rather than replacing the core plan investments. It provides a distinct option compared with many providers that focus only on traditional investment menus.
Crypto feature adds complexity
Offering cryptocurrency inside a retirement plan can introduce additional fiduciary, regulatory, and employee-education considerations. Employers may need more governance, communications, and policy decisions than with a traditional lineup. Some organizations may choose to disable the feature, reducing differentiation. The suitability of crypto exposure can vary significantly by workforce and risk tolerance.
Not ideal for complex plans
Organizations with highly customized plan designs, multiple payroll entities, or specialized compliance needs may require deeper configurability and service models than software-led providers typically emphasize. In those cases, implementation and ongoing administration can be more involved. Larger enterprises may also expect broader integrations and bespoke reporting. Fit depends on plan complexity and internal benefits operations.
Integration coverage varies
401(k) platforms often depend on payroll and HR integrations for accurate, automated contribution processing. If a company uses a less common payroll provider or has nonstandard payroll workflows, integration may require additional setup or manual processes. This can increase operational effort and the risk of contribution errors. Prospective buyers typically need to validate supported payroll/HR systems during evaluation.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Payroll Integration (Basic) | $50 per month (starting) | Connect an existing 401(k) to payroll; full 360° payroll integration; no setup fees stated on site. |
| Enhanced (Payroll Integration + admin) | $50 per month + 0.15% of plan assets per year | Adds enhanced integration and administration features; administrative/investment fiduciary services noted. |
| Advisor Plus | 0.20%–0.40% of plan assets per year | 401(k) advisor for existing plans (billed as a percentage of plan assets). |
| Start a 401(k) (Turnkey) | $120 per month + $6 per participant per month | Turnkey 401(k) setup and administration; site also notes an additional ForUsAll Advisory Fee of 0.20%–0.40% of plan assets per year. |
| General notes | — | Site states "no setup fees" and offers a 90-day test drive / satisfaction guarantee (fees waived if dissatisfied within first 90 days). |
Seller details
ForUsAll, Inc.
San Francisco, CA, USA
2012
Private
https://www.forusall.com/
https://x.com/forusall
https://www.linkedin.com/company/forusall/
