MyVirtualMerchant
Payment gateways
Payment software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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What is MyVirtualMerchant
MyVirtualMerchant is a payment gateway used to accept and process card-not-present payments for online and mail/telephone order transactions. It is commonly used by small and mid-sized merchants that need a hosted checkout option, virtual terminal capabilities, and integrations to connect a merchant account to e-commerce or back-office systems. The product is positioned as a gateway layer rather than an all-in-one payment service, and it is typically sold alongside acquiring/merchant services through its provider network.
Gateway plus virtual terminal
MyVirtualMerchant supports both e-commerce payment acceptance and a browser-based virtual terminal for keyed transactions. This fits businesses that take payments through a website and also need to process phone orders or invoices. It reduces the need to operate separate tools for online checkout and manual card entry.
Works with merchant accounts
The product is designed to connect to a merchant account and payment processing setup rather than requiring a single bundled payment stack. This can be useful for merchants that already have an acquiring relationship and want to add a gateway layer. It also supports scenarios where payment processing is arranged through a reseller or ISO channel.
Integration and checkout options
MyVirtualMerchant is used in conjunction with integrations and hosted payment pages to connect websites to card processing. Hosted checkout can reduce the amount of payment data handled directly by the merchant’s site compared with fully custom card capture. This can simplify implementation for teams that do not want to build and maintain a full payment UI.
Not an all-in-one platform
MyVirtualMerchant is primarily a gateway and does not function as a full payments platform with broad, unified capabilities across multiple payment methods in one contract. Merchants may need separate arrangements for acquiring, alternative payment methods, or cross-border features depending on their provider. This can increase vendor coordination compared with more consolidated payment offerings.
Feature depth varies by provider
Because the product is often distributed through different processing partners, available features, pricing, and support experience can vary by merchant account provider. Items such as reporting, fraud tools, and add-ons may depend on the specific reseller configuration. This variability can make standardization harder for multi-location or multi-brand organizations.
Modern payment methods may lag
Compared with platforms that emphasize rapid rollout of newer digital wallets and localized payment methods, gateway-centric offerings can require additional integrations or separate services. Merchants targeting international markets or wanting a broad set of alternative payment methods may need supplemental providers. This can add implementation and reconciliation complexity.
Seller details
Elavon, Inc.
Atlanta, Georgia, United States
1991
Subsidiary
https://www.elavon.com/
https://x.com/elavon
https://www.linkedin.com/company/elavon
