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NOW Wallet

Features
Ease of use
Ease of management
Quality of support
Affordability
Market presence
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Pricing from
$15 per month
Free Trial unavailable
Free version
User corporate size
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Medium
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User industry
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What is NOW Wallet

NOW Wallet is a non-custodial cryptocurrency wallet used to store, send, and receive digital assets and interact with supported blockchain networks. It targets individual users who want a self-managed wallet with in-app token swaps and multi-asset support. The product emphasizes client-side key control and integrates exchange functionality through third-party liquidity providers rather than operating as a full-service custodial platform.

pros

Non-custodial key ownership

The wallet is designed so users control their private keys and recovery information rather than delegating custody to the provider. This reduces reliance on a centralized custodian for routine transfers and storage. It also aligns with self-custody operational models used by individuals and small teams that do not require institutional governance features.

In-app swap functionality

NOW Wallet includes built-in exchange/swap capabilities, allowing users to convert between supported assets without leaving the wallet interface. This can simplify common workflows compared with using a separate exchange account and moving funds between services. The swap feature typically relies on integrated third-party exchange or aggregation services, which can broaden available pairs.

Multi-asset wallet coverage

The product supports multiple cryptocurrencies and networks, enabling users to manage different assets in one application. This reduces the need to maintain separate wallets for each chain or token standard. For users with diversified holdings, consolidated portfolio management and transaction history in one place can be operationally simpler.

cons

Limited enterprise controls

NOW Wallet is primarily oriented to individual self-custody rather than institutional treasury operations. It generally lacks advanced policy controls such as role-based approvals, configurable transaction policies, and audit workflows that enterprises often require. Organizations needing governance, segregation of duties, and compliance reporting may need additional tooling.

Swap pricing and execution risk

In-app swaps depend on external liquidity providers and network conditions, which can affect final execution price, fees, and settlement time. Users may experience slippage, variable spreads, or failed/expired quotes during volatile markets. The wallet provider typically cannot guarantee execution outcomes because the trade routes and fees are determined by integrated services and blockchains.

Support and recovery constraints

As with most non-custodial wallets, account recovery depends on the user’s backup (seed phrase or equivalent). If recovery data is lost or compromised, assets may be unrecoverable regardless of vendor support. This places operational burden on users to implement secure backup, device security, and phishing-resistant practices.

Plan & Pricing

Plan Price Key features & notes
Free (Standard NOW Wallet) $0 (free) Non-custodial wallet; store/send/receive; buy/sell and instant swaps; supports 70+ blockchains and 1500+ tokens; mobile and desktop apps (homepage states the wallet is free for everyone).
VIP $0 per month 0.1% cashback on exchanges; 1,000 NOW monthly cashback limit; 1 AML check; NOW staking from 10 NOW; unlimited crypto loans. (Listed on NOW Wallet Pro page.)
Emerald (Popular) $15 per month 0.1% cashback on exchanges; 30,000 NOW monthly cashback limit; 40 AML checks per month; NOW staking from 10 NOW; unlimited crypto loans; includes a private webpage to receive crypto (page indicates some partner/"Soon" features).
Brilliant $100 per month 0.2% cashback on exchange transactions; 50,000 NOW monthly cashback limit; unlimited AML checks; NOW staking from 10 NOW; unlimited crypto loans; own private webpage to receive crypto with unique domain (some items shown as "Soon").

Seller details

ChangeNOW
Valletta, Malta
2017
Private
https://changenow.io/
https://x.com/ChangeNOW_io
https://www.linkedin.com/company/changenow-io

Tools by ChangeNOW

ChangeNow
NOW Wallet

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