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OneShield Policy

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What is OneShield Policy

OneShield Policy is a property and casualty (P&C) policy administration system used by insurers to configure and run core policy lifecycle processes such as product setup, quoting, underwriting, issuance, endorsements, renewals, and cancellations. It targets P&C carriers and managing general agents that need configurable workflows and product rules across multiple lines of business. The platform emphasizes configuration tools for product/rating rules and process orchestration, and it is typically deployed as part of a broader core systems landscape that may include billing and claims systems.

pros

Configurable product and rules setup

The product supports configuration of insurance products, underwriting rules, and rating logic to fit carrier-specific requirements. This can reduce dependence on custom code for common product changes compared with less configurable policy systems. It is designed to support multiple lines of business and variations by state/territory through configuration.

End-to-end policy lifecycle coverage

OneShield Policy covers core policy administration functions including quote-to-bind, issuance, endorsements, renewals, and cancellations. This breadth supports standardization of policy operations across lines and channels. It can serve as the system of record for policy data and transactions.

Integration-oriented core system role

The platform is commonly implemented with integrations to surrounding systems such as billing, claims, document generation, and data/analytics. This fits insurers that maintain a modular architecture rather than a single monolithic suite. Integration capabilities help support agent/portal experiences and downstream reporting needs.

cons

Implementation effort can be significant

Policy administration replacements typically require substantial configuration, data migration, and process redesign, and OneShield Policy is no exception. Time-to-value depends heavily on product complexity, number of lines/states, and integration scope. Organizations should plan for dedicated business and technical resources during implementation.

Broader suite may be required

Policy administration alone does not cover the full core systems footprint for many insurers. Buyers may still need separate systems for billing and claims, plus document, portal, and data components, increasing vendor management and integration work. This can be a limitation for teams seeking a single-vendor end-to-end core suite.

Configuration requires specialized skills

While configuration reduces custom development for many changes, it still requires trained administrators or implementation partners to manage product models, rules, and workflows safely. Governance is needed to prevent inconsistent product behavior across lines and jurisdictions. Smaller teams may find ongoing change management challenging without dedicated expertise.

Plan & Pricing

Plan Price Key features & notes
OneShield Market Solutions (SaaS) — All-Inclusive Annual Custom pricing — annual fee quoted based on premium volume Inclusive annual fee typically covers software license, maintenance, hosting, support, implementation, monthly upgrades/enhancements, and a defined number of annual managed service hours; pricing stated as an annualized SaaS term to avoid large upfront implementation fees.
OneShield Enterprise (OSE) — Enterprise policy solution Custom pricing — contact OneShield / schedule demo for quote Enterprise licensing and deployment (on-premises or cloud) with configurable policy administration capabilities; total cost of ownership and support levels are defined during engagement and vary by customer needs.

Seller details

OneShield Software
Marlborough, Massachusetts, USA
1999
Private
https://www.oneshield.com/
https://x.com/OneShield
https://www.linkedin.com/company/oneshield-software/

Tools by OneShield Software

OneShield Claims
OneShield Policy
OneShield Billing
OneShield ORM
OneShield Rating

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