Przelewy24
Payment processing software
Payment software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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Pay-as-you-go
Free Trial unavailableFree version unavailable
Small
Medium
Large
- Retail and wholesale
- Accommodation and food services
- Information technology and software
What is Przelewy24
Przelewy24 is a payment processing platform that enables merchants to accept online payments, with a strong focus on the Polish market. It supports common local payment methods such as bank transfers and BLIK, and is used by e-commerce sites and service providers to collect customer payments. The product typically integrates via plugins for popular e-commerce platforms and via APIs for custom checkout flows. It is positioned as a local payment gateway option for businesses that need broad coverage of Poland-specific payment methods.
Strong Poland payment coverage
Przelewy24 supports widely used local payment methods in Poland, including bank transfer flows and BLIK. This helps merchants reduce checkout friction for domestic customers compared with gateways that emphasize card-only acceptance. It is particularly relevant for businesses selling primarily to Polish consumers. Local method coverage can simplify reconciliation and customer support for Poland-based transactions.
Multiple integration options
The platform commonly offers ready-made integrations for popular e-commerce platforms as well as APIs for custom implementations. This allows smaller merchants to start quickly while enabling larger teams to embed payments into tailored checkout experiences. API-based integration supports more control over payment initiation and status handling. Plugin availability can reduce development effort for standard storefront setups.
Merchant-oriented payment gateway
Przelewy24 is designed for merchants that need a payment gateway rather than a broader all-in-one business management suite. It focuses on payment acceptance and related operational needs such as transaction handling and settlement. This narrower scope can be easier to adopt when a business already uses separate tools for invoicing, CRM, or scheduling. It can fit into existing commerce stacks via integration points.
Geographic focus on Poland
The product’s strongest coverage is for Poland-specific payment methods and local banking flows. Businesses with significant cross-border requirements may need additional providers to cover other countries’ preferred methods. Multi-country reporting, settlement, and local method breadth may be less comprehensive outside its core market. This can increase complexity for international expansion.
Less suited for full commerce suite
Przelewy24 primarily addresses payment processing rather than combining payments with broader customer management, marketing, or workflow automation. Companies looking for an integrated platform that includes scheduling, proposals, or CRM may need separate systems. This can lead to additional integration and data synchronization work. Total cost of ownership may rise when multiple tools are required.
Implementation varies by channel
Capabilities and effort can differ depending on whether a merchant uses a plugin integration or a custom API implementation. Custom checkouts typically require development resources to handle payment statuses, redirects, and error cases correctly. Operational features such as dispute handling, refunds, and reporting may require process alignment with internal systems. Merchants should validate documentation and support coverage for their specific stack.
Plan & Pricing
Pricing model: Pay-as-you-go (transaction fees; no recurring subscription) Free tier/trial: No permanent "free plan"; no time-limited trial listed on official site Example costs / key fees:
- Rejestracja (Registration): 0 PLN.
- Opłata aktywacyjna (Activation fee): 59 PLN (refundable if at least 10 transactions are completed within the first 2 months).
- Abonament miesięczny (Monthly subscription): 0 PLN.
- Przelew online (PBL, e-przelew automatyczny, e-przelew): 1.29% + 0.30 PLN.
- BLIK: 1.29% + 0.30 PLN.
- Karta płatnicza (VISA, VISA Mobile, Mastercard, JCB — realized with 3D Secure): 1.29% + 0.30 PLN.
- Portfele elektroniczne (Google Pay, Apple Pay, MasterPass, Visa Mobile): 1.29% + 0.30 PLN.
- Raty online (Alior Raty, mBank Raty, Santander raty): 0% + 0.30 PLN.
- PayPo (deferred payment): 1.5% + 0.30 PLN.
- Karta Diners Club: 3.2% + 0.30 PLN.
- American Express: terms "Ustalane indywidualnie" (determined individually).
- Obsługa kart w obcych walutach (foreign-currency card processing) — "Ustalane indywidualnie".
- Płatności rekurencyjne (recurring payments), OneClick, other add-ons — "Ustalane indywidualnie".
- PayPal, SKRILL: 0% on Przelewy24 side (fees are settled directly with those providers).
- PAYSAFECARD (prepaid): 15% + 0.30 PLN.
Withdrawal / payout fees:
- First four PLN payouts to a Polish bank account per month: 0 PLN.
- Each subsequent PLN payout in the month: 0.99 PLN.
- Payout to a foreign bank account: 40 PLN.
- Payout in EUR (SEPA): 1.50 EUR.
Additional notes:
- Integration (API/modules) is listed as 0 PLN.
- Some services and rates are offered on individually negotiated terms (Enterprise/ancillary services).
Seller details
PayPro S.A.
Poznań, Poland
2003
Private
https://www.przelewy24.pl/
https://x.com/przelewy24
https://www.linkedin.com/company/przelewy24
