Qashio
Spend management software
Procurement software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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$125 per month
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Free version
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What is Qashio
Qashio is a spend management platform that combines corporate cards with controls, approvals, and expense tracking to help organizations manage employee and vendor spending. It is used by finance and operations teams to issue physical/virtual cards, set budgets and limits, and capture transaction data for reconciliation. The product emphasizes card-based spend workflows and real-time controls rather than full source-to-pay procurement coverage. It is commonly positioned for small to mid-sized organizations that want faster visibility into card spend and simpler expense processes.
Corporate cards with controls
Qashio centers on issuing and managing corporate cards (including virtual cards) with configurable limits and merchant/category controls. This supports tighter governance over employee and vendor spend at the point of purchase. Real-time transaction visibility can reduce reliance on after-the-fact expense audits. The card-first approach fits teams that want to standardize spend through controlled payment instruments.
Faster spend visibility
The platform captures card transactions as they occur, which helps finance teams monitor spend without waiting for manual expense submissions. This can improve month-end readiness by reducing missing receipts and late reporting. Centralized dashboards and transaction-level detail support basic spend analysis. For organizations primarily managing card spend, this can be simpler than deploying broader procurement suites.
Streamlined expense workflows
Qashio supports expense capture and approval workflows tied to card transactions, reducing manual data entry. Policy enforcement through pre-set rules can lower exceptions and back-and-forth between employees and finance. The workflow design is oriented to day-to-day operational spend rather than complex sourcing events. This makes it practical for teams seeking lightweight expense governance.
Limited procurement depth
Compared with full procurement suites, Qashio is less oriented to end-to-end sourcing, supplier onboarding, and contract lifecycle management. Organizations needing RFx, complex approval chains across requisition-to-order, or advanced supplier performance management may require additional tools. The product focus is spend control via cards rather than comprehensive procurement orchestration. This can create gaps for procurement-led operating models.
May lack AP automation breadth
Card-based spend management does not fully address invoice-heavy accounts payable processes such as OCR capture, 2/3-way matching, and large-scale invoice workflows. Companies with significant non-card spend may still need separate AP automation and payment rails. As a result, finance teams may manage multiple systems for different spend types. Integration effort can increase if invoices and POs remain outside the platform.
Geographic and banking constraints
Card issuance, supported currencies, and local payment capabilities typically depend on regional banking partnerships and regulatory coverage. This can limit suitability for organizations with complex multi-entity, multi-country requirements. Some global features common in larger suites (e.g., extensive tax handling, localization, and entity-level controls) may be less mature. Buyers should validate availability and compliance support for their operating regions.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Lite | Free | Up to 3 users; Up to 6 cards; Instant issuance of Visa cards; Spend policies & controls; Mobile app (Apple/Google/Samsung Pay); Accounting automations & reporting; Implementation consultant; Chat & email support. |
| Plus | $125 per month (billed annually) | All Lite features plus: Up to 10 users; Up to 20 cards; First 3 physical cards included; AI-powered WhatsApp & Email receipt submission; Admin/user access rights; Optional accounting & ERP integrations; Dedicated implementation consultant; Loyalty & rewards. |
| Premium | $250 per month (billed annually) | All Plus features plus: Up to 25 users; Up to 100 cards; First 10 physical cards included; Recurring limits; Pre- and post-transaction approvals; VAT coding; Custom accounting export templates; Customer Success Manager; Monthly success consultation. |
| Business + | $500 per month (billed annually) | All Premium features plus: Up to 50 users; Up to 500 cards; First 30 physical cards included; Auto-receipt collection & matching; Advanced geo-location controls; ATM withdrawal control; Tax-rate automations; Smart line item split; Project accounting module; Implementation project manager. |
| Enterprise | Custom pricing | Ultimate solution; full customization and billing by contact with sales. |
Seller details
Qashio
Dubai, United Arab Emirates
Private
https://qashio.com/
https://x.com/qashioapp
https://www.linkedin.com/company/qashio/
