Routable
Accounts receivable software
Accounts payable automation software
Accounting & finance software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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$1,250 per month
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What is Routable
Routable is an accounts payable automation platform focused on managing and executing business payouts to vendors, contractors, and partners. It supports workflows for onboarding payees, collecting tax and compliance information, and sending payments through multiple rails from a centralized dashboard or via API. The product is typically used by finance and operations teams that need to scale outbound payments and reduce manual payables work. It differentiates through its emphasis on payee onboarding and payout operations rather than general ledger accounting.
Multi-rail payout execution
Routable supports sending payments through common payout methods such as ACH and check, with options that can include card-based or international methods depending on program setup. This helps teams consolidate outbound payments that would otherwise be split across bank portals and point tools. Centralized payout execution is useful for marketplaces, platforms, and companies with high payee counts.
Payee onboarding and tax
The platform includes payee onboarding flows to collect payment details and required tax forms (for example, W-9/W-8 where applicable). This reduces back-and-forth with vendors and contractors and creates a more consistent process for collecting and storing payee information. It is particularly relevant for organizations that need to manage 1099-related data and vendor master records.
API-first payout workflows
Routable provides APIs that allow engineering teams to embed payout creation, payee onboarding, and status tracking into existing products or internal systems. This supports automated payout triggers from operational events (e.g., completed jobs, partner settlements). Compared with invoice-centric tools, the API approach can better fit product-led payout use cases.
Limited AR and invoicing depth
Routable is primarily oriented around outbound payments rather than full accounts receivable workflows. Organizations needing robust invoicing, collections, customer payment portals, and dunning may require additional AR tooling. This can increase system complexity for teams looking for a single platform covering both payables and receivables.
Not a full accounting system
The product does not replace a general ledger or core accounting suite. Teams typically still need an ERP/accounting platform for financial statements, period close, and broader procure-to-pay controls. As a result, integrations and reconciliation processes become important implementation considerations.
Controls vary by payment rail
Approval workflows, payment reversals, settlement timing, and dispute handling can differ by rail (e.g., ACH vs. check). Finance teams may need to define operating procedures to manage exceptions and ensure consistent controls across methods. This can add operational overhead compared with a single-rail bank workflow.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Growth | $1,250 per month (billed monthly). Annual billing available ("Save 20%") | Unlimited user seats; Accounting / ERP integrations; Domestic payments; International payments; Instant payments; Platform subscription fee + per-transaction fees (vary by payment method and speed). |
| Scale | Custom pricing (contact sales) | Everything in Growth, plus: Trainable OCR, PO matching, Predictive coding, Advanced approval workflows, enhanced controls and reporting. |
| Enterprise | Custom pricing (contact sales) | Everything in Scale, plus: Enterprise-grade controls, dedicated Customer Success / implementation support, volume-based discounts and advanced compliance features. |
