Amazon Payment Services
Payment gateways
Payment software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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Pay-as-you-go
Free Trial unavailableFree version unavailable
Small
Medium
Large
- Retail and wholesale
- Accommodation and food services
- Arts, entertainment, and recreation
What is Amazon Payment Services
Amazon Payment Services is a payment gateway and payment processing platform that enables businesses to accept online payments across web and mobile checkout flows. It supports card payments and a range of alternative payment methods, with integrations designed for e-commerce merchants and platforms operating in the Middle East and North Africa (MENA) region. The service provides APIs and hosted payment pages, along with risk and fraud management features to support transaction acceptance and monitoring.
Strong MENA payment coverage
The product is designed around payment acceptance requirements common in MENA markets, including local payment method support and regional acquiring coverage. This can reduce the need to stitch together multiple providers for cross-border and local transactions in the region. It is typically positioned for merchants that need localized checkout experiences and settlement options aligned to MENA operations.
Multiple integration options
Amazon Payment Services offers API-based integrations as well as hosted payment page approaches, which can fit different development and compliance preferences. This flexibility helps teams choose between deeper customization and faster time-to-launch. It also supports common e-commerce use cases such as recurring payments and tokenization (availability can vary by market and contract).
Risk management capabilities
The platform includes fraud and risk tools intended to help merchants monitor and manage transaction risk. These features can support operational workflows such as reviewing flagged payments and applying rules. For merchants with higher fraud exposure, having risk tooling within the gateway can simplify day-to-day payment operations compared with relying only on external tools.
Region-centric footprint
Amazon Payment Services is primarily oriented toward MENA markets, which may limit suitability for merchants needing broad global acquiring coverage from a single provider. Businesses operating heavily outside the region may require additional gateways or processors. This can increase integration and reconciliation complexity for multi-region payment stacks.
Pricing not fully transparent
Pricing and commercial terms are typically provided through sales engagement and can vary by country, payment method, and merchant profile. This makes it harder to compare total cost of ownership quickly against providers that publish standardized rates. Merchants may need to validate fees for chargebacks, refunds, and cross-border transactions during procurement.
Feature availability varies by market
Supported payment methods, settlement options, and specific capabilities can differ by country and acquiring setup. Merchants may need to confirm availability for required features (for example, certain alternative payment methods, installment options, or recurring billing flows) in each target market. This can affect rollout timelines when expanding to new countries.
Plan & Pricing
Pricing model: Pay-as-you-go Free tier/trial: Free plan: Unavailable (no permanent free tier shown); Free trial: Unavailable (no time-limited trial shown)
Standard Plan (listed on official Amazon Payment Services pricing page by currency/country):
- Egypt (EGP): 2.75% + EGP 2.5 per transaction; Fixed monthly account management fee: EGP 650; One-time setup fee: EGP 1,200. Additional service rates on the Egypt block: Installments EGP 5.00/txn; Protect Plus EGP 1.15 per attempted txn; Buy Now, Pay Later 3.0% + EGP 2.5; Local Payment Methods 1.5% + EGP 2.5.
- Qatar (QAR): 2.85% + QAR 1.75 per transaction; Fixed monthly account management fee: QAR 200. Additional items: Protect Plus QAR 0.25 per attempted txn; Local Payment Methods 1.10% per approved txn.
- Kuwait (KWD): 2.75% + KWD 0.08 per transaction; Fixed monthly account management fee: KWD 12; Setup Fee: KWD 120. Additional: Installments KWD 0.3/txn; Protect Plus KWD 0.02 per attempted txn; Local Payment Methods KWD 0.15 per txn.
- Oman (OMR): 2.75% + OMR 0.10 per transaction; Fixed monthly account management fee: OMR 20. Additional: Protect Plus OMR 0.025 per attempted txn; Local Payment Methods 1.50% per approved txn.
- Jordan (JOD): 1.50% + JOD 0.10 per transaction; Fixed monthly account management fee: JOD 21. Additional: Installments JOD 1.00/txn; Protect Plus JOD 0.05 per attempted txn.
- USD (region/block shown in USD): 3.25% + USD 0.35 per transaction; Fixed monthly account management fee: USD 50.
- Bahrain (BHD): 2.75% + BHD 0.10 per transaction; Fixed monthly account management fee: BHD 20.
Notes: the pricing page lists country-specific "Standard Plan" rates and also mentions customized plans (volume discounts, country-specific rates, and contact sales). Some payment method rates (e.g., American Express) are listed as "rate to be determined" and Apple Pay is shown as "Standard rates apply." International transaction rates may differ. All figures above are taken directly from Amazon Payment Services’ official pricing page.
Seller details
Amazon Payment Services (Amazon.com, Inc.)
Dubai, United Arab Emirates
2002
Subsidiary
https://paymentservices.amazon.com/
https://x.com/AmazonPayments
https://www.linkedin.com/company/amazon-payment-services/
