Moneris Gateway
Payment gateways
Payment software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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Pay-as-you-go
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- Accommodation and food services
- Retail and wholesale
- Arts, entertainment, and recreation
What is Moneris Gateway
Moneris Gateway is a payment gateway service that enables merchants to accept and process electronic payments through online and card-not-present channels. It is typically used by Canadian businesses and enterprises that need card payment processing connectivity for ecommerce sites, mobile/virtual terminals, and integrations with shopping carts or business systems. The gateway focuses on transaction routing, authorization, settlement support, and related payment operations within the Moneris acquiring ecosystem.
Strong Canada-focused acquiring
The gateway is closely aligned with Moneris’ acquiring and merchant services footprint in Canada. This can simplify onboarding, funding, and operational support for merchants that primarily sell in Canada. It also reduces the need to coordinate multiple vendors for gateway and acquiring in that market.
Multiple integration options
Moneris Gateway supports common integration patterns used by merchants, including hosted/redirect flows and API-based connections for ecommerce. This helps teams choose an approach that fits their security posture and development capacity. It also supports integrations used by many off-the-shelf commerce platforms and payment-enabled applications.
Operational payment features
The gateway provides core payment operations such as authorizations, captures, refunds, and transaction reporting. These capabilities support typical ecommerce and card-not-present workflows without requiring a separate payments layer. For businesses with recurring or repeat billing needs, the gateway ecosystem commonly supports tokenization/vault-style storage through Moneris services (availability depends on the specific package and region).
Geographic focus limits fit
Moneris is primarily oriented around the Canadian market, which can be a constraint for merchants with significant multi-country acquiring needs. Organizations that require broad local acquiring coverage across many regions may need additional providers. This can increase reconciliation complexity and operational overhead.
Ecosystem ties to Moneris
The gateway is most straightforward when used within the Moneris merchant services stack. If a business wants to separate gateway from acquiring, options may be more limited than with more globally agnostic platforms. This can reduce flexibility for merchants that frequently renegotiate acquiring relationships.
Feature depth varies by plan
Advanced capabilities such as sophisticated orchestration, extensive alternative payment methods, or highly configurable routing are not the primary focus of a traditional gateway offering. Some features may require add-on services, specific integrations, or enterprise agreements. Buyers often need to validate exact support for wallets, regional payment methods, and developer tooling during procurement.
Plan & Pricing
Pricing model: Pay-as-you-go (transaction-based) Primary published rates (official Moneris Pricing page):
- Card-not-present (online): 2.85% + $0.30 per successful credit card transaction. cite
- Card-present (in-store): 2.65% + $0.10 per successful credit card transaction. cite
- Interac® Debit (card-not-present): $1.00 per successful debit transaction. cite
Other transaction-related fees (published):
- Manually Entered Payment fee: 0.50% (effective May 1, 2026). cite
- Foreign Card Payment fee: 0.80% (effective May 1, 2026). cite
Incidental / operational fees (published examples):
- Chargeback Fee: $25.00. cite
- Dial Communications: $0.08. cite
- Aged Close Batch: $2.50. cite
- Moneris Go Software Fee: $5.00. cite
- Minimum Merchant Discount Rate: $5.00. cite
- Authorization Chargeback Handling: $80.00. cite
- Paper Statement fee: $2.00. cite
Pricing options & notes (official):
- Moneris offers two published pricing approaches: Flat Rate Pricing (single fixed rate per transaction) and Simplified Pricing (Interchange Plus / Cost Plus — based on card type and volume). Moneris directs merchants to contact sales for Simplified Pricing details. cite
- The Moneris Gateway product page describes the gateway features (Moneris Checkout, API, Virtual Terminal) but does not publish a separate monthly 'gateway access' or setup price on the public product page; some gateway-related fees (setup, certification, vault, access/internet fee) appear in support/taxes pages but no amounts are published there. (See support page listing gateway fee types without amounts.) cite
Summary / guidance:
- Publicly available, vendor-published costs for Moneris Gateway are primarily transaction-based (examples above). Several gateway-specific fees are referenced by name on Moneris support pages (e.g., Gateway - Setup Fee, Gateway - Vault Fee, Internet Fee / Moneris Gateway Access Fee) but Moneris does not publish amounts for those on the public site — merchants are directed to contact sales for customised pricing and for Simplified/Interchange-Plus details. cite
Seller details
Moneris Solutions Corporation
Toronto, Ontario, Canada
2000
Private
https://www.moneris.com/
https://x.com/Moneris
https://www.linkedin.com/company/moneris/
