Netcash
Subscription billing software
Payment gateways
Payment processing software
Billing software
E-commerce software
Payment software
Accounting & finance software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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R296 per month
Free TrialFree version
Small
Medium
Large
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What is Netcash
Netcash is a payment processing and billing platform that enables businesses to accept electronic payments and manage related transaction workflows. It is typically used by small to mid-sized organizations that need card and bank-transfer acceptance, payment links or online checkout, and basic invoicing or recurring payment collection. The product focuses on connecting payment acceptance with settlement, reporting, and operational controls rather than full enterprise revenue management.
Multiple payment acceptance options
Netcash supports common digital payment methods used for online and remote payments, which helps businesses collect funds without building their own payment rails. It is suited to use cases such as e-commerce checkout, payment links, and customer-initiated payments. This breadth is useful for organizations that need a single provider for several collection channels.
Recurring and billing workflows
The platform includes capabilities used for recurring collections and billing-related processes, which can reduce manual follow-up for subscription-like services. Businesses can align payment collection with invoice or billing schedules. This is helpful for service providers that need repeat payments but do not require a full subscription revenue management suite.
Operational reporting and controls
Netcash provides transaction visibility and reporting features that support reconciliation and day-to-day finance operations. These tools help teams track payment status, settlements, and exceptions. For smaller finance teams, this can reduce reliance on separate spreadsheets for payment tracking.
Limited enterprise revenue features
Compared with dedicated enterprise subscription billing and revenue platforms, Netcash typically offers fewer capabilities for complex pricing, contract amendments, usage-based rating, and revenue recognition workflows. Organizations with sophisticated quote-to-cash requirements may need additional systems. This can increase integration and process complexity as the business scales.
Accounting system depth varies
While it supports billing and payment operations, it is not a full accounting or ERP system. Companies often still require separate general ledger, tax, and financial close tooling. The level of native accounting functionality and integrations may not meet requirements for multi-entity or advanced finance operations.
Geographic and banking constraints
Payment processing availability, settlement timelines, and supported payment methods can depend on country and banking relationships. Businesses operating across multiple regions may encounter limitations in coverage or require multiple providers. This can complicate treasury management and reporting across markets.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Free | R0 per month | Free-forever Netcash Shop plan. Includes Instant site builder + online store (up to 10 products), unlimited storage & bandwidth, free SSL and shop.netcash.co.za hosting, basic sales/marketing channels. To accept customer payments you must activate the Netcash eCommerce Payment Gateway (transaction fees apply). Site states Free plan requires activation of gateway for R59 ex VAT p/month (the pricing page also contains an inconsistent R54 ex VAT figure — see notes). |
| Venture | R296 per month (ex VAT) | Mid-tier plan for growing stores. Includes Netcash Shop + built-in Netcash eCommerce Payment Gateway, unlimited product categories, unlimited storage, social advertising integration (Facebook/Instagram), Google ads tools. Transaction fees charged per payment method. |
| Business | R629 per month (ex VAT) | Expanded store features and built-in Netcash eCommerce Payment Gateway, all Venture features plus additional business-oriented features (inventory tracking, advanced SEO, marketing tools). Transaction fees charged per order. |
| Unlimited | R1534 per month (ex VAT) | Full-feature plan with highest feature set (phone & email local support, live demo/setup options, custom design/development services available separately). Includes Netcash eCommerce Payment Gateway. Transaction fees charged per order. |
Notes:
- All plan prices on the Netcash Shop pricing page are shown as monthly and billed in South African Rands (ZAR). The site states plans are month-to-month and prices are ex VAT where indicated.
- Netcash eCommerce Payment Gateway transaction fees are charged per transaction and depend on payment method. Example gateway rates shown on Netcash Shop blog: Credit/Debit Card – 2.95% + R1.50; Scan-to-Pay – 2.95%; Bank EFT – R3.50 per purchase; Ozow Instant EFT – 1.6% (min R1.50); Retail payments – 3.9% (min R8.00). The site also references a gateway activation/monthly fee (page contains R59 ex VAT p/month in one place and R54 ex VAT p/month in another — the site is inconsistent here).
- The Netcash Payment Gateway main product page indicates gateway rates are offered and custom rates are available based on volume/value and asks merchants to contact Netcash for the latest pricing/quote.
