ASTROPAY
Payment processing software
Payment software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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Pay-as-you-go
Free Trial
Free version unavailable
Small
Medium
Large
- Arts, entertainment, and recreation
- Media and communications
- Retail and wholesale
What is ASTROPAY
AstroPay is a payment processing platform that supports online merchants in accepting and sending payments, with a focus on card payments and local payment methods in multiple countries. It is used by digital businesses that need cross-border payment acceptance, payout capabilities, and risk controls for online transactions. The product is commonly positioned for merchants operating in regions where alternative/local payment methods and currency handling are important. It also offers consumer-facing wallet/card products in some markets, alongside its merchant payment services.
Supports local payment methods
AstroPay supports a mix of card processing and region-specific payment methods, which can help merchants reach customers who do not use international cards. This is particularly relevant for businesses selling into multiple countries with different payment preferences. It reduces the need to integrate separate providers for each local method. Coverage and availability vary by country and underwriting.
Cross-border acceptance and payouts
The platform is designed for merchants that need to accept payments from international customers and manage multi-currency flows. It also supports payout use cases, which can be relevant for marketplaces, gaming, and digital services that pay users or partners. Having acceptance and payouts under one provider can simplify reconciliation and operational workflows. Actual payout rails and settlement timelines depend on corridor and compliance requirements.
Merchant risk and compliance tooling
AstroPay includes risk controls that are typical for payment processors operating in higher-risk online categories and cross-border environments. These controls can help merchants manage fraud exposure and chargeback-related processes. Centralized monitoring and rule-based controls can reduce reliance on external tools for basic risk management. The depth of tooling and reporting can vary by product tier and region.
Geographic availability varies
AstroPay’s strongest coverage is in specific regions, and not all payment methods or services are available in every country. Merchants operating globally may still need additional providers to reach certain markets or to access specific local rails. This can increase integration and operational complexity. Contracting entities and service terms may differ by region.
Pricing transparency can be limited
Like many payment processors serving cross-border and higher-risk segments, pricing is often quote-based and depends on business model, volumes, and risk profile. This can make it harder to compare total cost against other options without a formal underwriting process. Fees may include method-specific charges, FX spreads, and chargeback-related costs. Merchants should validate settlement, reserves, and rolling-hold terms during contracting.
Integration and reporting depth varies
API capabilities and reporting features may not be as standardized across all regions and payment methods as they are with some enterprise-focused processors. Merchants with complex reconciliation, multi-entity accounting, or detailed analytics needs may require additional internal tooling. Implementation effort can increase when combining multiple payment methods and payout routes. Documentation and support experience can vary by market.
Plan & Pricing
Pricing model: Pay-as-you-go Free tier/trial: Time-limited promotional zero-commission period (0% commission for first 3 months for e‑commerce merchants; funds available in 5 days). See notes. Example costs / Published merchant rates on site:
- Promotional: 0% commission for first 3 months (e‑commerce offer). After the promotion, AstroPay states a commission of 2.48% + VAT (month 4 onward) for the e‑commerce product.
- Comparison shown on site: Mercado Pago commission listed as 4.48% (for context only; AstroPay shows 0% (2.48% month 4) vs Mercado Pago 4.48%). Other merchant terms (from official T&Cs):
- Rolling reserve: 10% of Net Transaction Value retained (returned after six months), per the Merchant T&Cs.
- Transaction limits / minimums (per T&C Schedule C): Minimum Amount Per Transaction = USD 5; Maximum per transaction and per customer = USD 10,000; Daily transactions per merchant = 30,000. Discount/options: Contact AstroPay sales / commercial advisor — site indicates pricing may vary and merchants should contact an advisor or sign a merchant agreement (Service Fees are set out in Schedule A of the merchant agreement and may vary by territory/KYC).
Key notes & source scope:
- The site shows a public e‑commerce promotion (0% for 3 months, then 2.48% + VAT) which is explicitly displayed on the AstroPay e‑commerce product page.
- The detailed Service Fees (Schedule A) referenced in the merchant Terms & Conditions are not published as a public fee table on the website; Schedule A is referenced as part of the merchant agreement and therefore specific fee schedules may be provided only via the commercial/merchant onboarding process.
Seller details
AstroPay
London, United Kingdom
2009
Private
https://www.astropay.com
https://x.com/astropay
https://www.linkedin.com/company/astropay/
