Merchant e-Solutions
Payment processing software
Payment software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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$30 per month
Free Trial unavailableFree version unavailable
Small
Medium
Large
- Retail and wholesale
- Accommodation and food services
- Banking and insurance
What is Merchant e-Solutions
Merchant e-Solutions (MeS) is a payment processing platform that provides card-not-present and card-present payment acceptance for merchants and payment facilitators. It is used by businesses that need gateway connectivity, recurring billing, and integrations to business systems for online and in-person payments. The product is commonly delivered through ISO/agent and partner channels and supports integration via APIs and supported payment terminals.
Gateway and processing in one
The offering combines payment gateway capabilities with merchant acquiring/processing services, reducing the need to contract separate providers for connectivity and processing. This can simplify onboarding and operational ownership for merchants and partners. It also supports common payment flows such as e-commerce checkout, virtual terminal, and recurring billing.
Partner and ISO distribution model
MeS is structured to work through agents, ISOs, and integrated software partners, which fits organizations that sell payments as part of a broader solution. Partner-oriented packaging can help with multi-merchant management and deployment at scale. This model is often useful for software platforms that need a processing relationship without building acquiring capabilities themselves.
API and integration support
The platform provides integration options for connecting payments into external applications and business workflows. This supports use cases such as embedding payments into a vertical software product or connecting to back-office systems. Integration flexibility is a key requirement in this category where businesses compare providers on developer tooling and supported payment methods.
Limited all-in-one business suite
The product focus is payment acceptance and processing rather than a broader small-business operating suite. Organizations looking for tightly integrated scheduling, CRM, marketing automation, or reputation management may need additional software alongside MeS. This can increase vendor management overhead compared with more suite-oriented options in the space.
Pricing varies by channel
Because MeS commonly sells through agents and partners, pricing and contract terms can vary depending on the reseller and merchant profile. This can make it harder to compare total cost across providers without detailed quotes. Buyers often need to validate fees for gateway access, PCI programs, chargebacks, and hardware separately.
Payment-method breadth may vary
Coverage for alternative payment methods and region-specific payment rails may depend on the specific program, processor relationships, and integration path used. Businesses with requirements beyond standard card payments (for example, certain local payment methods or complex marketplace flows) may need to confirm support early. This can add evaluation time compared with providers that publish standardized method coverage.
Plan & Pricing
Pricing model: Pay-as-you-go Free tier/trial: Free plan: Unavailable; Free trial: Unavailable Example costs:
- One-time: Set-Up Fee – Waived
- Monthly Service Fee – $30 per month
- Annual PCI Compliance Fee – $34.95 per year
- Monthly Transaction Discount Fee Minimum – $20 (see notes on site)
- Transaction Discount Fee (Visa, Mastercard, Discover; qualified Card Not Present) – 2.69%
- Transaction Authorization Fee (all card types; Visa/Mastercard/Discover) – $0.30 per authorization
- American Express Discount Rate – 3.50%
- Chargeback Fee – $25 per chargeback
- Transaction Fees for Commercial and Reward Cards (Visa/Mastercard) – additional 0.55% and $0.10 per authorization
- Transaction Fees for non-Qualified Transactions – additional 1.95% and $0.10 per authorization
- MasterCard Cross Border Fee – incremental 0.30% for cards issued outside the US
- Visa International Service Fee – incremental 0.40% for cards issued outside the US Included features & notes: Payment Gateway Fee – Included; Virtual Terminal Fee – Included; Recurring Billing Fee – Included for Virtual Terminal. Monthly Service Fee and other fees are assessed and deducted in arrears; Annual PCI fee billed in November. All items above taken from Merchant e-Solutions official pricing page.
Seller details
Merchant e-Solutions, Inc.
Los Angeles, CA, USA
1999
Private
https://www.merchantesolutions.com/
https://x.com/merchantesol
https://www.linkedin.com/company/merchant-e-solutions/
