Liqpay
Payment processing software
Payment software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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Pay-as-you-go
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What is Liqpay
LiqPay is an online payment processing service that enables businesses to accept card payments and other local payment methods, primarily in Ukraine. It is used by e-commerce merchants, service providers, and developers who need checkout, invoicing/links, and API-based payment acceptance. The product is closely tied to the local banking ecosystem and supports integrations through APIs and prebuilt modules for common commerce platforms.
Strong local market fit
LiqPay is designed around Ukrainian payment rails and common local customer payment behaviors. This can simplify acceptance and settlement for merchants operating primarily in Ukraine. For businesses focused on the region, it can reduce the need to combine multiple providers to cover local methods.
API and integration options
LiqPay provides APIs intended for integrating payments into websites, mobile apps, and back-office systems. It also offers ready-made integration approaches (for example, checkout flows and modules) that can reduce implementation time for standard use cases. This supports both developer-led builds and simpler merchant deployments.
Backed by major bank
LiqPay is associated with PrivatBank, a large retail bank in Ukraine, which can be relevant for trust, settlement, and local operational alignment. Bank affiliation can help with local compliance expectations and payment operations. This is particularly relevant for merchants that already bank locally.
Limited international coverage
LiqPay’s strongest coverage is in Ukraine, which can be a constraint for merchants with significant cross-border needs. Businesses operating across multiple countries may require additional providers to support local payment methods, currencies, or regional acquiring. This can increase operational complexity compared with more globally oriented platforms.
Ecosystem breadth may vary
Compared with broader commerce and payments suites, LiqPay’s surrounding ecosystem (partner apps, value-added business tools, and deep vertical workflows) may be narrower depending on the use case. Some businesses may need separate tools for invoicing, subscriptions, reconciliation, or customer communications. This can lead to more integrations to manage.
Documentation and support expectations
Implementation quality depends on the completeness and clarity of technical documentation and the responsiveness of support channels available to the merchant. For teams that require extensive onboarding, dedicated account management, or multilingual support, fit can vary by region and plan. Buyers often need to validate support SLAs and escalation paths during procurement.
Plan & Pricing
Pricing model: Pay-as-you-go (per-transaction percentage fees) Free tier/trial: No permanently free plan; no time-limited trial listed on official site Example costs:
- General (internet acquiring): 1.5% per transaction — funds credited to merchant account within 1 banking day.
- Online lending: 1% per transaction.
- Communal enterprises / OSBB / utilities: 1% per transaction.
- No setup fees, no monthly or hidden fees (per official site). Discount options / notes:
- Individual (custom) tariffs available: merchants can apply via chat to request a reduced rate (e.g., when category rate is lower than standard or when monthly turnover reaches UAH 300,000).
- Other commercial conditions (e.g., special categories/industry rates) may apply; site instructs to contact support/chat for bespoke pricing.
Seller details
PrivatBank
Dnipro, Ukraine
1992
Private
https://www.liqpay.ua/
https://x.com/liqpay
https://www.linkedin.com/company/liqpay
