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SwipeSimple

Features
Ease of use
Ease of management
Quality of support
Affordability
Market presence
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Pricing from
Pay-as-you-go
Free Trial
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User corporate size
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User industry
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What is SwipeSimple

SwipeSimple is a mobile point-of-sale and payment acceptance application used by merchants to take card-present and remote payments. It is commonly deployed by small businesses and field-service sellers that need to accept payments via smartphone/tablet card readers and send invoices or payment links. The product focuses on payments-first POS functions such as checkout, tips, receipts, and basic item/transaction management, typically delivered through a merchant services provider.

pros

Mobile-first card acceptance

SwipeSimple supports taking payments on iOS and Android devices using compatible card readers. This fits merchants that sell in the field, at events, or across multiple temporary locations. Compared with full retail suites, the setup is typically lighter because the core workflow centers on payment capture and receipts.

Remote payment options

The platform commonly includes tools for invoicing and sending payment links to collect card-not-present payments. This helps businesses that need to take deposits, pay-by-text/email, or close sales without a physical checkout counter. It can reduce reliance on separate invoicing tools for simple payment collection.

Merchant services channel fit

SwipeSimple is widely distributed through payment processors and ISOs, which can simplify procurement for merchants buying payments and POS together. This channel model often enables bundled pricing and consolidated support for payment acceptance issues. It also aligns well with businesses that prioritize processor relationship and funding workflows over advanced retail operations.

cons

Limited retail operations depth

SwipeSimple is primarily oriented around payment acceptance rather than comprehensive retail management. Businesses needing advanced inventory, purchasing, multi-store controls, or complex promotions may find gaps. Retailers with deeper omnichannel requirements often need additional systems or a more retail-focused POS.

Processor-dependent features and pricing

Capabilities, hardware options, and pricing can vary depending on the acquiring bank/processor or reseller that provides SwipeSimple. This can make it harder to compare plans or ensure feature parity across providers. Switching processors may require changes to contracts, rates, or supported devices.

Ecosystem and integrations vary

Integration availability can depend on the distribution partner and the specific configuration offered. Organizations that require a broad app marketplace, extensive third-party integrations, or custom API-led workflows may face constraints. This can increase reliance on manual processes or separate tools for accounting, ecommerce, or CRM needs.

Plan & Pricing

Usage-based (SwipeSimple Connect): Pricing model: Pay-as-you-go Free tier/trial: No permanent free plan for processing (pay-per-use). See notes about demo mode and device promotions below. Rates: Card-present (tap/dip/swipe) — 2.6% + $0.10 per transaction; Card-not-present (keyed, invoice, payment link, online) — 3.5% + $0.10 per transaction.
Hardware / one-time device prices (official site): Bluetooth card reader — $49 (plus tax); Smart payment terminal — $299 (plus tax).
Other fees (official site): Chargeback fee — $15; no fees to process refunds (original transaction fees are not returned).
No recurring fees (for SwipeSimple Connect as sold on the vendor site): Official site states no setup fees, no monthly fees, no annual fees, no batch fees, no statement fees, no PCI compliance fees when using SwipeSimple Connect. Notes: Many merchants sign up through third-party merchant service provider partners; pricing/fees can differ if you sign up through a partner (partner-billed accounts). SwipeSimple Connect is CardFlight/CardFlight-backed offering available to apply for on the vendor site.

Subscription (SwipeSimple Appointments):

Plan Price Key features & notes
Appointments $30 per month, first user Hosted booking page, automated reminders, Google/Outlook/Apple calendar integrations, 7-day free trial (no credit card required), no setup fee, cancel anytime.

(Notes & sources: All information extracted only from SwipeSimple official pages: home.swipesimple.com / swipesimpleconnect.com and support.swipesimple.com.)

Seller details

CardFlight, Inc.
Private
https://www.swipesimple.com/

Tools by CardFlight, Inc.

Swipe Simple
SwipeSimple

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