Equals Money
Payment card issuance software
Spend management software
Remittance & money transfer software
Expense management software
Travel & expense software
Payment software
Procurement software
Accounting & finance software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
Take the quiz to check if Equals Money and its alternatives fit your requirements.
£25 per month
Free Trial unavailableFree version unavailable
Small
Medium
Large
- Media and communications
- Professional services (engineering, legal, consulting, etc.)
- Arts, entertainment, and recreation
What is Equals Money
Equals Money is a business payments and spend platform that combines multi-currency accounts, corporate cards, and outbound payments to help organizations control and execute company spend. It is used by finance teams to manage employee card spending, pay suppliers, and move money internationally while maintaining oversight and approvals. The product positions itself around multi-currency capability and payment execution alongside spend controls, rather than focusing only on card issuance or only on payment acceptance.
Multi-currency accounts and payments
The platform supports holding and moving funds in multiple currencies, which fits organizations that pay international suppliers or operate across regions. This reduces the need to use separate providers for local and cross-border payments. It also supports use cases that combine card spend with bank-style transfers from the same environment.
Cards with spend controls
Equals Money provides business payment cards intended for employee spending with centralized oversight. Typical controls include limits and policy-based restrictions to reduce out-of-policy spend. This aligns with spend-management products that emphasize finance-led governance rather than consumer-style card experiences.
Finance-oriented workflows
The product is designed for finance operations, including approvals and tracking of spend and payments. It supports operational use cases such as supplier payments and managing company-wide expenditure from a central console. This can be advantageous for teams that want payment execution and spend control in one tool rather than stitching together separate systems.
Unclear depth of ERP integration
Public information is less explicit about the breadth and maturity of prebuilt integrations into major accounting/ERP and procurement suites compared with some established spend platforms. Buyers may need to validate available connectors, data mappings, and export formats for their finance stack. Integration requirements can materially affect implementation time and ongoing reconciliation effort.
Geographic coverage may vary
Availability of accounts, cards, and payment rails can depend on the customer’s country and regulatory constraints. Organizations with complex global entity structures should confirm supported jurisdictions, local payout methods, and any limitations on issuing cards across regions. Coverage gaps can require supplemental providers.
Not a full procurement suite
While it supports paying suppliers and controlling spend, it is not positioned as an end-to-end procurement system with deep sourcing, contract lifecycle management, and advanced purchase order automation. Companies seeking comprehensive procure-to-pay functionality may need additional procurement software. Fit depends on whether the primary need is payments/spend control versus full procurement governance.
Plan & Pricing
Cards pricing (UK - GBP)
| Plan | Price | Key features & notes |
|---|---|---|
| Business (1-20 cards) | £25 per month (pay monthly) — or £250 per year (pay annually, site shows £300/year and a discounted £250/year) | Up to 20 physical cards; unlimited platform users; up to 50 virtual cards free; £10 one-off physical card issuance fee; cash withdrawals £1.50; free in 21 major currencies (1.5% fee for other currencies). |
| Business Plus (21-50 cards) | £35 per month — or £350 per year (pay annually; site shows £420/year vs discounted £350/year) | Up to 50 physical cards; unlimited users; up to 100 virtual cards free; £10 one-off physical card issuance fee; cash withdrawals £1.50. |
| Enterprise (51+ cards) | Custom pricing (contact sales) | 51+ physical cards; unlimited users; 100+ virtual cards; custom card issuance pricing; cash withdrawals £1.50. |
Cards pricing (EU - EUR, en-be region)
| Plan | Price | Key features & notes |
|---|---|---|
| Business (1-20 cards) | €50 per month | Up to 20 physical cards; unlimited users; up to 50 virtual cards; €10 per physical card issuance fee; cash withdrawals €1.50. |
| Business Plus (21-50 cards) | €80 per month | Up to 50 physical cards; unlimited users; up to 100 virtual cards; €10 per physical card; cash withdrawals €1.50. |
| Enterprise (51+ cards) | Custom pricing (contact sales) | 51+ physical cards; unlimited users; more than 100 virtual cards; custom card issuance pricing; cash withdrawals €1.50. |
Multi-currency business account:
- Listed as "Custom" / contact sales (UK page lists a Business multi-currency account as custom per year for 38 currencies; EU page lists 23 currencies for its multi-currency account offerings).
Seller details
Equals Money plc
London, United Kingdom
2005
Public
https://equalsmoney.com/
https://x.com/equalsmoney
https://www.linkedin.com/company/equals-money/
