ZarMoney
Accounting software
Accounting & finance software
Church accounting software
Compliance software
Fixed asset management software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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$20 per month
Free Trial
Free version unavailable
Small
Medium
Large
- Retail and wholesale
- Information technology and software
- Media and communications
What is ZarMoney
ZarMoney is a cloud-based accounting software platform used to manage core bookkeeping and financial operations such as invoicing, accounts payable/receivable, bank reconciliation, and financial reporting. It targets small to midsize organizations that want multi-user accounting with role-based access and workflow controls. The product includes modules for inventory and project/job costing and supports integrations for payments and other business systems. It is positioned as a general-purpose accounting system rather than a full ERP suite.
Broad core accounting coverage
ZarMoney supports general ledger, AR/AP, invoicing, bank reconciliation, and standard financial statements in a single system. It also includes features commonly needed beyond basic bookkeeping, such as inventory tracking and project/job costing. This breadth can reduce the need for separate point tools for smaller finance teams.
Multi-user controls and workflows
The platform provides role-based permissions and approval-style workflows that help separate duties across accounting tasks. These controls are useful for organizations that need oversight for bill payments, journal entries, or customer credits. Compared with simpler small-business accounting tools, this can better fit teams with multiple stakeholders.
Integrations and online payments
ZarMoney supports integrations with external services (for example, payment processing and other business applications) to streamline order-to-cash and payables processes. This can reduce manual re-entry for invoices, receipts, and customer payments. Integration support is relevant for companies that rely on connected systems rather than a single all-in-one suite.
Not a full ERP suite
While it covers core accounting and some operational modules, it does not typically replace end-to-end ERP capabilities such as advanced manufacturing, complex supply chain planning, or deep multi-entity consolidation found in larger platforms. Organizations with extensive cross-functional requirements may need additional systems. This can increase integration and administration effort as complexity grows.
Compliance depth varies by need
The product supports accounting controls and reporting, but specialized compliance requirements (industry-specific regulatory reporting, advanced audit management, or complex tax/localization needs) may require external tools or professional services. Buyers should validate support for their jurisdiction and reporting standards. This is especially important for organizations operating across multiple countries or regulated sectors.
Limited church-specific functionality
Although it can be used by nonprofits, it is not purpose-built as a church accounting system with dedicated features like fund accounting workflows tailored to ministries, donation/pledge management, or contribution statements. Churches may need integrations or separate donor management software to cover those needs. Fit depends on whether the organization prioritizes general accounting or church-specific processes.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Small Business | $20 per month | Includes 2 users; $10 for each additional user; Unlimited transactions; U.S.-based customer service; ZarMoney Expert Assist free for first 30 days |
| Enterprise | Starts from $350 per month | 30+ users; Custom features; Specialized training; Dedicated account representative; Phone support; ZarMoney Expert Assist included |
Free trial: 15-day free trial (no credit card required). Data retention: after trial, data stored securely for 60 days if not upgraded. (All information from ZarMoney official pricing page.)
Seller details
ZarMoney Inc.
Los Angeles, CA, USA
2015
Private
https://www.zarmoney.com/
https://x.com/zarmoney
https://www.linkedin.com/company/zarmoney/
