fitgap

Float

Features
Ease of use
Ease of management
Quality of support
Affordability
Market presence
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Pricing from
$31 per month
Free Trial
Free version unavailable
User corporate size
Small
Medium
Large
User industry
  1. Arts, entertainment, and recreation
  2. Construction
  3. Accommodation and food services

What is Float

Float is a cash flow forecasting and management tool designed to help small and mid-sized businesses monitor bank balances, project cash position, and plan for upcoming inflows and outflows. It connects to accounting systems and bank accounts to consolidate actuals and support scenario-based forecasting. Typical users include finance managers, controllers, and business owners who need short- to medium-term cash visibility without deploying a full enterprise planning platform.

pros

Purpose-built cash forecasting

Float focuses on cash flow visibility, including projected bank balances and cash runway, rather than broad enterprise planning. This makes it easier to adopt for teams that primarily need cash forecasting and liquidity monitoring. It supports forward-looking views that can be updated as actuals change, which suits weekly or monthly cash management workflows.

Integrations for actuals sync

The product is designed to pull actuals from connected accounting platforms and/or bank feeds to reduce manual updates. This helps keep forecasts aligned with current cash position and recent transactions. For organizations without dedicated FP&A tooling, these integrations can shorten the time needed to maintain a rolling cash forecast.

Scenario planning for cash

Float supports modeling alternative assumptions (for example, changes in sales timing, expenses, or payment terms) to compare cash outcomes. This is useful for evaluating decisions such as hiring, inventory purchases, or delaying spend. The scenario approach is narrower than full multidimensional planning, but it is aligned to cash-centric decision making.

cons

Not full EPM/FP&A suite

Float is oriented around cash flow management and does not typically cover the broader planning and performance management capabilities found in enterprise planning platforms. Organizations needing integrated revenue, workforce, and operational planning with complex allocations may outgrow its scope. It may require complementary tools for consolidated budgeting, reporting, and governance.

Limited complex modeling depth

Compared with dedicated planning platforms, cash-focused tools generally provide fewer options for highly dimensional models, complex driver-based calculations, and enterprise-grade workflow. Teams with sophisticated forecasting logic or extensive departmental planning may find modeling constraints. This can lead to parallel models maintained in spreadsheets or other systems for advanced use cases.

Data quality depends on sources

Forecast accuracy and automation depend on the quality and structure of connected accounting data and bank feeds. If chart of accounts, transaction categorization, or reconciliation practices are inconsistent, forecasts can require additional manual adjustment. Integration coverage and sync behavior can also vary by connected system, affecting implementation effort.

Plan & Pricing

Plan Price (monthly, USD) Key features & notes
Early $50 / month 2 scenarios; 6-month forecasts; 13-week forecasts; Email & Chat support; "Try Free for 14 Days".
Growing $85 / month 4 scenarios; 18-month forecasts; 13-week forecasts; Email & Chat support; Expert setup; "Most popular".
Scaling $115 / month 8 scenarios; 36-month forecasts; 13-week forecasts; Priority Email & Chat support; Expert setup.

Notes:

  • Float’s official pricing page lists monthly list prices above but also shows a revenue-based calculator that produces a company-specific monthly price (examples shown on-site include $31/mo USD). See vendor site for exact price for your company and currency. (Monthly billing shown; annual billing option available with ~17% savings).

Seller details

Float Holdings Pty Ltd
Sydney, Australia
Private
https://www.float.com/
https://x.com/float
https://www.linkedin.com/company/floatapp/

Tools by Float Holdings Pty Ltd

Float
Float.com
Float

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