Crypto.com App
Cryptocurrency exchanges
Blockchain software
Cryptocurrency software
AI crypto tools
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
Take the quiz to check if Crypto.com App and its alternatives fit your requirements.
Pay-as-you-go
Free TrialFree version
Small
Medium
Large
- Arts, entertainment, and recreation
- Accommodation and food services
- Retail and wholesale
What is Crypto.com App
Crypto.com App is a mobile application for buying, selling, and holding cryptocurrencies through a custodial account, with additional features such as staking/earn programs, card-related services, and transfers. It targets retail users who want an all-in-one crypto account for trading and everyday crypto-related transactions. The app combines exchange access with wallet-like functionality and integrated fiat on/off-ramps, depending on jurisdiction and user eligibility.
All-in-one retail crypto app
The app consolidates trading, custody, transfers, and yield/staking-style features into a single mobile experience. This reduces the need to use separate tools for basic exchange activity and account management. It also supports common retail workflows such as recurring buys and converting between crypto assets.
Integrated fiat on/off ramps
Crypto.com App supports funding and cash-out flows that can include bank transfers and card payments, subject to country and compliance requirements. This helps users move between fiat and crypto without relying on third-party processors for every transaction. Availability and supported rails vary by region, but the product is designed around consumer onboarding and funding.
Broad asset and feature coverage
The app typically offers access to many crypto assets and multiple product modules (e.g., spot buying/selling, staking/earn, and card-related services). This breadth can be useful for users who want exposure to different tokens and account features in one place. Compared with more narrowly scoped wallet-only products, it provides more exchange-like functionality.
Custodial control and dependency
Assets held in the app are generally custodied by the provider, so users do not control private keys in the same way as a self-custody wallet. This introduces counterparty risk and operational dependency on the platform for access, withdrawals, and account recovery. Some users may prefer self-custody for long-term storage or specific security models.
Fees and pricing complexity
Total trading costs can be difficult to evaluate because they may include spreads, explicit fees, and different pricing across app modules or order types. Users comparing platforms often need to test real trade quotes to understand effective costs. This can be a drawback for frequent traders or cost-sensitive users.
Regulatory and feature variability
Product availability (assets, earn/staking programs, leverage-related features, and fiat rails) can differ significantly by country and user profile due to licensing and compliance constraints. This can create inconsistent experiences for global teams or users who relocate. It may also limit certain use cases compared with platforms that offer more uniform regional coverage.
Plan & Pricing
Pricing model: Pay-as-you-go Free tier/trial:
- Permanently free to download and use the Crypto.com App (no subscription). New User Fee Waiver: eligible new users receive 0% crypto trading fees and 0% credit/debit card / Apple Pay / Google Pay fees for up to 7 days after account verification (eligibility restrictions apply).
Example costs (region-dependent; official site):
- Admin fee on buy/sell trades: variable (assessed at time of purchase; exact amount shown in the trade preview).
- Card / on‑ramp fees:
- Crypto.com Pay on‑ramp: 3.99% transaction fee (plus network fee).
- Debit/credit card purchases: up to 4% (EEA guidance); U.S. card top‑up rates: debit 1% / credit 2.99% (card-specific and region-specific fees apply).
- Bank transfers / instant deposits: USD Instant Deposit (ACH) — 0.00% platform fee (no Crypto.com fee for eligible instant deposits in the U.S.).
- Crypto transfers between Crypto.com App users: 0.00% (no fee).
- Staking / DeFi service fees (deducted from rewards): ETH staking service fee 15%; NEAR & INJ 35%; many other staking/DeFi positions typically 20% (varies by asset/protocol).
- Derivative / options product fees (App products where applicable): e.g., UpDown Options: Exchange Fee US$1.00 + Technology Fee US$0.99 per contract.
Discounts / exemptions:
- New User Fee Waiver (7 days) for eligible new users.
- Promotions, fee credits, and other time-limited incentives are used to offset fees (fee credits apply to Exchange trading fees when granted).
Notes & limits:
- Many fees are region- and product-specific; Crypto.com’s Help Centre shows differing card, ATM and foreign‑transaction fees by region and by card tier. Fees and limits (including card top‑up, ATM withdrawal, foreign transaction fees) vary by jurisdiction and card tier.
- Some app fees are shown only at the trade preview screen or are dynamically determined by market conditions, liquidity, or promotions.
(Information sourced only from Crypto.com official product/help pages.)
Seller details
Foris DAX Asia Pte Ltd.
Singapore
2016
Private
https://crypto.com/
https://x.com/cryptocom
https://www.linkedin.com/company/cryptocom
