UPHOLD
Cryptocurrency exchanges
Blockchain software
Cryptocurrency software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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What is UPHOLD
Uphold is a digital asset platform that provides a cryptocurrency exchange and custodial wallet for buying, selling, holding, and transferring cryptoassets. It targets retail users and small businesses that want a single account to trade between cryptocurrencies and other supported asset types and to move funds on-chain or to external wallets. The service combines brokerage-style trading, custody, and payment features in one application, with availability and supported assets varying by jurisdiction.
Multi-asset trading in one app
Uphold supports trading across multiple asset types, including cryptocurrencies and certain fiat balances, within a single account. This reduces the need to maintain separate accounts for basic conversion and rebalancing workflows. It is suited to users who want a unified interface for holding and exchanging different asset classes. Asset availability and features depend on the user’s region.
Integrated custody and transfers
The platform combines custodial storage with the ability to send and receive supported cryptoassets. Users can move funds between Uphold and external wallets, which supports common deposit/withdrawal workflows. This integration can simplify onboarding compared with setups that require separate wallet software. Transfer options and network support vary by asset.
Consumer-focused access and UX
Uphold provides web and mobile applications designed for retail onboarding and routine trading. It typically emphasizes straightforward purchase and conversion flows rather than advanced professional trading tooling. This can reduce operational complexity for users who do not need complex order types. It also supports recurring or repeat purchase patterns in some regions.
Limited advanced trading features
Compared with platforms built for professional traders, Uphold generally offers fewer advanced order types and market-structure tools. Users who require deep charting, algorithmic execution, or sophisticated API trading may find the feature set insufficient. This can be a constraint for high-frequency or strategy-driven trading. Availability of APIs and trading controls can vary by product tier and region.
Fees and pricing transparency
Like many brokerage-style crypto platforms, total transaction cost can be harder to evaluate than on venues that publish explicit maker/taker fee schedules for each market. Spreads and fees may vary by asset, liquidity conditions, and payment method. This can make cost comparisons difficult for frequent traders. Users often need to review the fee disclosures for their jurisdiction and funding method.
Jurisdiction and asset restrictions
Supported assets, staking/earn-style features (if offered), and transfer networks can differ materially by country or state due to regulatory requirements. Some users may face limitations on certain tokens or services, or be unable to access the platform at all. Compliance checks and account verification can add onboarding friction. These constraints can affect businesses operating across multiple regions.
Plan & Pricing
Pricing model: Pay-as-you-go (spread/fee-based)
Trading fees (typical ranges, region-dependent):
- Most stablecoins: < 0.25%
- Major market FX: 0.3%
- BTC, ETH: 1.5% – 1.65%
- Altcoins: 2.55% – 3.10%
- Precious metals: 2.05% – 3.10%
- Notes: Uphold uses an all‑inclusive price (spread built into the quoted price); fees may vary by region, asset liquidity, trade size and market conditions.
Fiat deposit fees (selected, region & method-specific):
- United States: Debit/credit card / Apple/Google Pay — 3.99% (instant). PayPal / Venmo — 2.99% (notes apply). ACH — Not applicable (no fee). Wire — <$2,000: $10; ≥$2,000: not applicable.
- United Kingdom / EEA / Non US/UK/EEA: Vary by method; many bank/EU bank deposits show no fee; cards often not applicable or lower; non-US card deposits may be 3.99% (see site for region-specific tables).
Fiat withdrawal / instant withdrawal fees (selected):
- United States: Debit card / Apple Pay instant withdrawals — 1.75% (Min $1).
- ACH: Standard withdrawals — no fee; Instant ACH withdrawals — 1.75% (Min $1).
- Region-specific withdrawal card fees also listed on support pages (UK/EEA/non-US vary; some rails show 1.75% (Min $1) or 2.75% depending on region).
Crypto deposits / withdrawals:
- Crypto deposits: no Uphold deposit fee but on-chain network fees apply (minimum deposit thresholds exist for some tokens).
- Crypto withdrawals: Network fee + potential Uphold withdrawal fee. Example Uphold withdrawal surcharge of $0.99 applies for certain tokens/networks (DAG, XDC, BTG, SGB, FLR, TRX, SOLO, CSPR, COREUM, KAS).
- Example network fees (official page samples): BTC 0.00004 BTC; ETH 0.00005 ETH; USDC/USDT entries (examples) 0.1–0.25 USDC/USDT; SOL 0.0006 SOL. (Full per-asset table available on Uphold support page.)
Smaller-trade / low-value transaction fee (official pages):
- One help article states: a $0.99 Uphold Fee applies if the value of your trade is below $250.
- Another official help article (Limit orders) states: a $0.99 USD transaction fee on all transactions below $500 (including limit orders).
- Note: these two official statements are inconsistent on the threshold ($250 vs $500); see support pages for context and the most current wording.
Other notes:
- No recurring/monthly subscription is required to open/use an Uphold account; certain features (e.g., USD Interest Account, Debit Card tiers) have separate terms/fees (interest account displays “no monthly fees”; card tiers may have annual fees for premium tiers).
- Pricing is region- and payment-rail dependent; Uphold’s support pages provide per-region tables and per-asset network fees.
(Information extracted only from Uphold’s official website: uphold.com and support.uphold.com.)
Seller details
Uphold HQ Inc.
New York, NY, USA
2013
Private
https://uphold.com
https://x.com/UpholdInc
https://www.linkedin.com/company/upholdinc/
