PCI Vault
Data de-identification tools
Encryption software
Data masking software
Confidentiality software
Data security software
- Features
- Ease of use
- Ease of management
- Quality of support
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$255 per month
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What is PCI Vault
PCI Vault is a payment data protection platform focused on securing cardholder data through tokenization and encryption to reduce PCI DSS scope. It is used by software teams and payment operations to store, transmit, and process sensitive payment fields without exposing raw PAN data to internal systems. The product typically provides APIs and vault services to tokenize data, manage keys, and control access to sensitive fields across applications and environments.
Tokenization reduces PCI scope
PCI Vault’s core workflow centers on replacing PAN and other sensitive fields with tokens, which can reduce the number of systems that handle regulated data. This approach aligns with common PCI DSS scoping strategies used in payment applications. It supports use cases where applications need to reference payment data without storing it in clear form. Compared with general-purpose masking tools, the focus on payment data handling is more direct for card workflows.
API-first integration model
The product is typically consumed via APIs, which fits modern application architectures and supports integration into custom payment flows. API-based tokenization can be embedded into web, mobile, and backend services without requiring database-specific masking features. This model can simplify adoption for engineering teams building payment-enabled products. It also supports consistent handling of sensitive fields across multiple services.
Centralized key and access control
A vault architecture centralizes encryption key usage and access policies around sensitive data operations. This can improve governance by limiting where decryption is possible and by standardizing audit and access patterns. Centralization is useful when multiple applications or teams need controlled access to the same sensitive data. It provides a clearer control plane than ad hoc field-level encryption implemented independently in each application.
Narrow focus on payment data
PCI Vault is primarily oriented around cardholder data protection and PCI-driven workflows. Organizations needing broad, enterprise-wide de-identification (across many data domains) may require additional tooling for non-payment datasets. Some data masking platforms provide wider coverage for structured and semi-structured enterprise data. As a result, PCI Vault may not replace general-purpose data privacy tooling.
Integration and workflow changes
Tokenization typically requires application changes to replace sensitive fields with tokens and to route sensitive operations through the vault. This can affect downstream systems, reporting, and customer support workflows that previously relied on raw values. Teams may need to redesign data models, logging practices, and debugging processes to avoid sensitive data exposure. Implementation effort varies based on architecture and legacy constraints.
Compliance depends on deployment
Reducing PCI scope depends on how the vault is deployed, configured, and used, including network segmentation, access controls, and logging. If systems still capture PAN in logs, analytics, or support tools, the intended scope reduction may not materialize. Auditors typically evaluate the full environment, not only the vault component. Organizations may still need complementary controls and documentation to meet PCI requirements.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Growing | $255 per month | + $0.02 per API operation; 99.9% uptime; Fair usage limit storage; Hosted PCD capture form; PCI Proxy PCD to PSP; 24-hour response times. |
| Business | $965 per month | + $0.01 per API operation; 99.9% uptime; Unlimited data storage; Stripe Vault & Forward API; Hosted PCD capture form; PCI Proxy; Master Service Agreement; Email & Chat support; 4-hour response times. |
| Enterprise | $1,675 per month | API operation pricing scales (1c -> 0.09c per API operation); 100% uptime SLA; Unlimited data storage; No API limits/throttling; High-volume features; Master Service Agreement; Email & Chat support; 4-hour response times. |
Seller details
PCI Vault (company information not reliably identifiable from the provided product name alone)
