Xactimate
Property restoration software
Construction software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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$850 per 3 months
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What is Xactimate
Xactimate is estimating software used to create line-item repair and restoration estimates for property claims and remediation work. It is commonly used by restoration contractors, independent adjusters, and insurance carrier staff to scope losses and produce standardized estimates. The product centers on a large, regularly updated pricing database and templates that support consistent estimating across regions. It is typically deployed as part of an insurance-claims workflow where documentation and estimate format requirements matter.
Standardized line-item estimating
Xactimate supports detailed, line-item estimates that align with common insurance-claim review practices. This helps teams produce consistent scopes and pricing structures across jobs and estimators. It is well suited to restoration use cases where estimate format and auditability are important. The standardized approach can reduce rework when estimates are reviewed by third parties.
Extensive pricing database
The platform is known for using a regional pricing database that can be referenced when building estimates. This can speed up estimating compared with building custom price books from scratch. It also supports more consistent pricing across branches and markets when configured correctly. Pricing data is a core differentiator versus general-purpose field service tools.
Insurance-claims workflow fit
Xactimate is designed around property-loss estimating and is commonly used in claim-related workflows. It supports the level of detail typically required for restoration and repair after events such as water, fire, or storm damage. This focus can make it easier to communicate scope and cost with carriers and adjusters. It is less centered on general construction project management than many construction suites.
Steep learning curve
The depth of line-item estimating and claim-oriented conventions can require significant training for new users. Teams often need standardized internal processes to produce consistent outputs across estimators. This can slow initial rollout compared with simpler estimating or job management products. Ongoing coaching may be needed as price lists and estimating practices change.
Not full job management
Xactimate primarily addresses estimating rather than end-to-end operations such as scheduling, dispatch, CRM, and broader project management. Many restoration businesses still rely on additional systems for job tracking, customer communication, and production management. This can increase integration and data-entry needs. Buyers should validate how estimates flow into downstream operational tools.
Cost and licensing complexity
Pricing and licensing can be a barrier for smaller contractors or occasional users compared with lighter-weight tools. Organizations may also need to budget for training and process development to realize value. The total cost of ownership can be higher when multiple roles require access. This makes it important to match license types to actual usage patterns.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| 3 Months | $850 | 3-month subscription option. "Get monthly access to Xactimate: Choose one platform: Desktop or Mobile or Online." (as shown on Verisk/Xactimate product page). |
| Annual | $2,100 | Annual subscription option. "The annual subscription and renewal offer the best value." Choose one platform: Desktop or Mobile or Online. |
Seller details
Verisk Analytics, Inc.
Jersey City, NJ, USA
1971
Public
https://www.verisk.com/
https://x.com/Verisk
https://www.linkedin.com/company/verisk/
