MX Trusted Connectivity
Financial data APIs
Financial services software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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What is MX Trusted Connectivity
MX Trusted Connectivity is a financial data connectivity product that provides APIs and supporting services to connect applications to consumer-permissioned financial accounts. It is used by fintechs, banks, and other financial services providers to power account aggregation, transaction retrieval, and related data access workflows. The product emphasizes secure connectivity patterns, consented data access, and operational tooling intended to support reliable connections across financial institutions.
Consumer-permissioned data access
The product is designed around user consent and permissioned access to financial accounts, which aligns with common requirements for account aggregation use cases. This supports applications that need to retrieve balances, transactions, and account details without building direct institution-by-institution integrations. It fits typical onboarding and verification flows where end users authenticate to their financial institution. This approach is consistent with how many financial data API providers operate in this category.
Connectivity-focused API offering
Trusted Connectivity centers on establishing and maintaining connections to financial institutions, which is the core operational challenge in financial data aggregation. It provides a packaged API layer and related connectivity capabilities so product teams can integrate via a consistent interface. This reduces the need to manage multiple connection methods and institution-specific behaviors internally. It is well-suited to teams prioritizing time-to-integration for data access features.
Supports financial services workflows
The connectivity layer can underpin common financial services workflows such as personal financial management, underwriting inputs, and account-based verification steps. By standardizing access to account and transaction data, it can simplify downstream normalization and categorization work when paired with additional data services. This helps organizations operationalize data retrieval across many institutions. It is relevant to both fintech applications and financial institutions embedding data-driven features.
Coverage varies by institution
As with other aggregation-based connectivity products, data availability and connection reliability can vary by financial institution and by connection method. Some institutions may provide limited fields, delayed updates, or intermittent connectivity issues. This can create edge cases that require fallbacks, user re-authentication, or additional support processes. Buyers typically need to validate coverage for their target geographies and institutions.
Integration and compliance overhead
Implementing consumer-permissioned connectivity typically requires careful handling of consent, authentication flows, and data security controls. Organizations may need to align internal policies with vendor requirements and applicable regulations, including retention and access controls. This can extend implementation timelines beyond a simple API integration. Ongoing monitoring and incident processes are often necessary for production use.
Not a full payments stack
Trusted Connectivity primarily addresses financial data access rather than end-to-end money movement or payment processing. Organizations that need payouts, card issuing, or payment acceptance may require additional vendors or separate product lines. This can increase vendor management complexity and integration scope. Buyers should confirm which adjacent capabilities (if any) are included versus requiring separate services.
Plan & Pricing
No public tiered or usage-based pricing is published for MX Trusted Connectivity on MX's official website. Findings from MX official pages:
- MX lists Connectivity product pages (Account Aggregation, Instant Account Verifications, Balance Checks, Data Access) that describe features and invite prospective customers to "Request Demo" or contact sales; no public prices or plan tiers are shown for these Connectivity products. Key Connectivity product page: MX Connectivity (Trusted Connectivity).
Seller details
MX Technologies, Inc.
Lehi, Utah, USA
2010
Private
https://www.mx.com/
https://x.com/mx
https://www.linkedin.com/company/mx/
