Raiz Invest
Investment portfolio management software
Financial services software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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A$2.50 per month
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What is Raiz Invest
Raiz Invest is a mobile-first investment platform that helps individuals build and manage diversified portfolios using automated investing features. It supports recurring contributions and micro-investing by rounding up everyday purchases, with portfolio options typically implemented via managed funds/ETFs. The product targets retail investors who want a simplified, app-based way to start investing rather than a full-featured advisor workstation or institutional portfolio system.
Mobile-first investing workflow
Raiz Invest centers the end-to-end experience in a consumer mobile app, including onboarding, contributions, and portfolio selection. This design fits users who prioritize convenience over complex portfolio construction tools. Compared with research-heavy terminals and advisor planning suites, the workflow is simpler and faster for routine investing tasks.
Micro-investing round-ups
The platform’s round-up feature links spending activity to small, automated investment contributions. This supports habit-based investing for users who may not otherwise make regular deposits. It differentiates from many portfolio tools that assume larger, deliberate funding events rather than transaction-driven contributions.
Automated portfolio management
Raiz Invest provides pre-built portfolio options and automated investing mechanics that reduce the need for manual security selection. This can help users maintain diversification and consistency without advanced investment knowledge. It aligns with a managed-portfolio approach rather than a customizable portfolio modeling environment.
Limited advanced analytics
Raiz Invest does not provide the depth of market data, screening, and analytics found in professional research workstations. Users needing detailed factor analysis, custom benchmarks, or extensive reporting typically require separate tools. This limits suitability for institutional research or sophisticated self-directed analysis.
Less suitable for advisors
The product is primarily oriented to individual investors rather than financial advisors managing multiple households. It generally lacks advisor-specific features such as multi-client dashboards, proposal generation, and comprehensive financial planning modules. Firms looking for an advisor platform may find the feature set insufficient.
Constrained customization options
Portfolio construction is typically constrained to predefined portfolios and settings rather than granular security-level customization. Investors who want to build bespoke allocations, implement complex tax strategies, or integrate external holdings may face limitations. This can be a drawback compared with platforms designed for holistic portfolio aggregation and planning.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Lite | A$2.50 per month (for accounts with balance up to A$1,500) | Minimum to open A$5; monthly maintenance fee charged to Funding Account; no trading/switching fees; underlying issuer (ETF/RPF/Bitcoin) fees still apply. |
| Regular | A$5.50 per month (for accounts with balance under A$26,000); over A$26,000: 0.275% p.a. account fee (calculated daily, deducted monthly) | Maintenance fee applies while balance is below threshold; above threshold the 0.275% p.a. account fee applies. For Sapphire and Property Portfolios the $5.50 maintenance fee and 0.275% p.a. account fee apply regardless of balance. |
| Plus | A$6.50 per month (for accounts with balance under A$28,000); over A$28,000: 0.275% p.a. account fee (calculated daily, deducted monthly) | Plus allows custom portfolios (single ASX stocks, ETFs, bitcoin, Raiz Property Fund). Maintenance fee applies below threshold; above threshold replaced by 0.275% p.a. account fee. Underlying issuer fees and transaction/operational costs also apply (see PDS). |
Notes: Pricing and thresholds taken from Raiz Invest official site (blog and Product Disclosure Statement). No explicit permanently free plan or time-limited free trial is stated on the official site; occasional promotional "fee-free month" offers have been run.
Seller details
Raiz Invest Limited
Sydney, NSW, Australia
2016
Public
https://raizinvest.com.au/
https://x.com/raizinvest
https://www.linkedin.com/company/raiz-invest/
