DigiFi Loan Origination System
Loan origination software
Financial services software
Loan software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
Take the quiz to check if DigiFi Loan Origination System and its alternatives fit your requirements.
$1,995 per month
Free Trial unavailableFree version unavailable
Small
Medium
Large
-
What is DigiFi Loan Origination System
DigiFi Loan Origination System is a loan origination platform used to digitize borrower intake, underwriting workflows, and loan decisioning for lenders and finance teams. It supports configurable application flows, document collection, and process automation to move applications from submission through approval and closing. The product is typically used by non-bank lenders, fintechs, and lending programs that want to launch or modify loan products without building a full system from scratch. It positions itself as a configurable LOS with workflow and integration capabilities for end-to-end origination.
Configurable origination workflows
The system is designed around configurable workflows for application intake, review steps, and approvals. This can reduce reliance on custom development when adjusting loan products or internal processes. It is useful for teams that need to iterate on credit policies and operational steps as volumes or products change.
End-to-end intake and processing
DigiFi covers core origination functions such as borrower application capture, document collection, and moving files through underwriting and decision steps. This helps centralize work that might otherwise be split across forms, email, and spreadsheets. For organizations standardizing origination, this can improve process consistency across loan officers and underwriters.
Automation and integration orientation
The platform emphasizes automation of repetitive tasks and the ability to connect with external services via integrations. This supports common LOS needs such as identity checks, credit data pulls, e-signature, and downstream servicing handoffs (depending on the connected tools). Compared with broader digital banking suites in the reference set, this narrower focus can fit teams that primarily need origination rather than a full engagement platform.
Less suited for full-suite banking
Organizations seeking a single platform for digital banking engagement, omnichannel servicing, and broad customer communications may find a dedicated LOS too narrow. In those cases, additional systems are typically required for portals, marketing journeys, and enterprise customer engagement. This can increase integration and vendor-management overhead.
Enterprise depth may vary
Large banks and complex mortgage operations often require extensive compliance controls, advanced secondary-market workflows, and deep ecosystem integrations. A configurable LOS may not match the breadth of highly specialized mortgage platforms used by large institutions. Buyers should validate support for their specific regulatory, audit, and reporting requirements.
Integration effort depends on stack
While the product is integration-oriented, real-world implementation depends on the lender’s existing data sources, KYC/AML providers, credit bureaus, e-signature tools, and servicing systems. Some connectors may require custom work or middleware. Time-to-value can therefore vary significantly by use case and IT resources.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Core | $1,995 per month | Includes 3 team member seats; 500 monthly applications included. Additional seats $95/month each. Application overages billed at $0.50 per application. |
| Advanced | $3,995 per month | Includes 10 team member seats; 5,000 monthly applications included. Additional seats $95/month each. Application overages billed at $0.25 per application. |
| Premium | $7,995 per month | Includes 25 team member seats; 25,000 monthly applications included. Additional seats $95/month each. Application overages billed at $0.15 per application. |
| Enterprise | $14,995 per month | Includes 100 team member seats; 100,000 monthly applications included. Contact sales for custom options. Application overages billed at $0.10 per application. |
Add-ons & professional services (from official pricing page):
- AI Agent: $0.10 per AI action (500 AI actions/month included in all plans).
- Private Hosting: $1,995 per month (available only with Advanced, Premium or Enterprise plans).
- Applicant & Partner Portals: $0.50 per application (100 applications/month included in all plans).
- Professional Services: $95 per hour.
- Note: Pricing shown is for United States (USD) and monthly billing; contact sales for other arrangements.
