Amount
Digital customer onboarding software
Financial analytics software
Loan origination software
Financial services software
Loan software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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- Banking and insurance
- Energy and utilities
- Public sector and nonprofit organizations
What is Amount
Amount is a digital onboarding and origination platform used by financial institutions to acquire and onboard customers for consumer lending and deposit products. It supports end-to-end application flows including identity verification, decisioning, and account or loan opening. The product is typically used by banks, credit unions, and fintech teams that need configurable digital journeys and integrations with third-party data and verification services. It emphasizes workflow configuration and API-based connectivity to existing core and underwriting systems.
End-to-end onboarding workflows
Amount supports multi-step digital application and onboarding journeys that can cover application intake, verification, decisioning, and fulfillment. This reduces the need to stitch together separate point tools for each stage of onboarding. Teams can standardize processes across channels while keeping product-specific variations. It fits institutions that want a single platform for multiple retail onboarding use cases.
Configurable journeys and rules
The platform is designed around configurable workflows, enabling institutions to adjust steps, questions, and routing logic without rebuilding the entire experience. This helps align onboarding flows with internal policies and product requirements. It can also support different treatments for different segments (for example, new-to-bank vs. existing customers). Configuration focus is useful where compliance and operational requirements change frequently.
Integration-oriented architecture
Amount is commonly deployed alongside existing cores, CRMs, decision engines, and verification providers via APIs and integrations. This approach supports institutions that need to keep existing systems of record while modernizing the front-end onboarding experience. It also allows swapping or adding third-party services (for example, identity and fraud checks) as requirements evolve. Integration orientation is important in regulated environments with complex vendor ecosystems.
Implementation can be complex
Deployments in banks and credit unions often require integration work across multiple internal systems and vendors. Data mapping, policy alignment, and testing can extend timelines compared with simpler, single-purpose onboarding tools. Institutions may need dedicated technical resources and project management to reach production. Complexity increases when supporting multiple products and channels in one program.
Not a standalone IDV tool
While Amount supports onboarding flows that include verification steps, specialized identity verification, document authentication, and biometrics capabilities are typically provided through integrated third-party services. Organizations seeking a single vendor primarily for ID verification may still need additional tooling. This can add vendor management overhead and incremental costs. It also means verification performance depends partly on chosen partners.
Analytics depth may vary
The platform supports operational reporting around funnel performance and onboarding outcomes, but advanced financial analytics and enterprise BI use cases may require exporting data to external analytics stacks. Institutions with mature analytics programs may need additional data engineering to unify onboarding data with broader customer and portfolio datasets. Reporting requirements can also differ by product line and regulator expectations. As a result, analytics capabilities should be validated against specific KPI and governance needs.
Plan & Pricing
No public pricing or tier information is published on the vendor's official product pages. The official Amount product site (redirects to FIS® Amount™ product pages) contains calls-to-action to "Get pricing", "Contact sales" and "Request a demo" but does not list any subscription plans, prices, or usage-based rates. I found downloadable product sheets and feature/spec pages but no visible pricing table, free-tier, or time-limited trial information on the official site.
