Zomentum Payments
Payment processing software
Billing software
Payment software
Accounting & finance software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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Pay-as-you-go
Free Trial unavailableFree version unavailable
Small
Medium
Large
- Information technology and software
- Professional services (engineering, legal, consulting, etc.)
- Retail and wholesale
What is Zomentum Payments
Zomentum Payments is a payment processing capability offered within the Zomentum platform to help businesses and IT service providers collect payments tied to quotes, invoices, and recurring services. It supports use cases such as taking card or ACH payments, sending payment links, and reconciling payments against customer billing. The product is positioned for MSPs and similar service businesses that want payments embedded into their sales-to-billing workflow rather than using a standalone gateway.
Embedded in quote-to-cash
Zomentum Payments is designed to connect payment collection to upstream steps like proposals/quotes and downstream steps like invoicing. This reduces manual handoffs between separate quoting, billing, and payment tools. For service providers that already run their sales and billing workflows in Zomentum, this can simplify operational processes compared with using a separate payment product.
Supports recurring payment collection
The product is used in scenarios that involve recurring services and ongoing customer billing, which is common for managed services and subscription-like engagements. This aligns payment collection with recurring invoices and service agreements. It can reduce the need to manage recurring collections in a separate system when the rest of the billing workflow is already centralized.
Payment links for remote pay
Zomentum Payments supports collecting payments through links or online payment experiences, which fits remote and asynchronous customer interactions. This is useful for service businesses that invoice customers who are not physically present. It also helps standardize how customers pay across different engagements without requiring custom payment pages.
Best fit inside Zomentum
The value of Zomentum Payments depends heavily on using the broader Zomentum platform for quoting and billing workflows. Organizations that want a standalone payment gateway may find the product less compelling. If a business already runs quoting/invoicing elsewhere, integration depth may be a deciding factor.
Limited public detail on coverage
Publicly available documentation and pricing details for payment methods, supported countries, settlement timelines, and fee structure can be limited compared with more established standalone payment providers. This can make early-stage evaluation harder for finance teams. Buyers may need direct vendor confirmation for requirements like international cards, multi-currency, or specific compliance needs.
Accounting depth may be basic
While it supports payment collection and tying payments to invoices, it is not positioned as a full accounting system. Businesses with complex accounting needs (multi-entity, advanced revenue recognition, or deep general-ledger workflows) may still require separate accounting software. Reconciliation and reporting capabilities may not replace dedicated finance platforms.
Plan & Pricing
Pricing model: Pay-as-you-go (no monthly platform fees for Zomentum Payments; transaction fees apply).
Free tier/trial: No permanent free Payments tier or time-limited Payments trial listed on the official site.
Example costs (official):
- Card transactions (Visa, Mastercard, American Express): 2.9% + $0.30 per transaction (flat rate; Amex included).
- ACH / Direct Debit (US/BACS): 0.8% + $0.30 per transaction, capped at $5 per transaction.
- Chargeback fee: $15 (USD) / £15 (GBP) per chargeback (country-specific table).
- Refund fee: $0 (official table lists £/$0 refund fee for listed methods).
Included/offset volume (when using Zomentum Grow plans):
- Expand plan: includes $40,000 (or £40,000) free direct-debit volume (card volume separate and chargeable).
- Growth plan: includes $100,000 (or £100,000) free direct-debit volume (card volume separate and chargeable).
- Enterprise: custom transaction volume based on adoption.
Discount/options:
- No monthly Payments platform fee; fees are transaction-based. Enterprise/custom pricing available for large customers (custom transaction-volume pricing / pay-by-invoice options via Enterprise plan). The platform also documents the ability to pass fees to clients.
Notes:
- Zomentum Payments is offered as a pay-as-you-go payment processor integrated into Zomentum Grow. Platform subscription pricing (Expand/Growth/Enterprise) is shown separately on Zomentum's pricing pages and includes varying amounts of free direct-debit volume per month.
Seller details
Zomentum Inc.
Kirkland, Washington, USA
2018
Private
https://www.zomentum.com/
https://x.com/zomentum
https://www.linkedin.com/company/zomentum/
