Clover
Payment processing software
Restaurant POS systems
Retail POS systems
Retail management software
Payment software
POS software
Retail software
Hospitality software
Restaurant software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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What is Clover
Clover is a point-of-sale (POS) platform that combines POS software, payment acceptance, and business management tools for small and mid-sized merchants. It is used by retail stores, quick-service and full-service restaurants, and service businesses to take in-person and online payments and manage day-to-day operations. The product is typically sold through merchant acquirers and payment processors, with hardware options (e.g., countertop terminals and handheld devices) and an app marketplace for add-on functionality.
Integrated payments and POS
Clover tightly integrates card-present payment processing with POS workflows, reducing the need to connect separate payment and checkout systems. It supports common tender types such as EMV chip, contactless (NFC), and magstripe, depending on the hardware. This integration can simplify reconciliation because sales and payment data are captured in one system. It also enables payment-linked features such as refunds and tip handling from within the POS.
Hardware options for venues
Clover offers multiple device form factors (countertop, handheld, and customer-facing displays) that fit different service models in retail and hospitality. Restaurants can use handhelds for tableside ordering and payment, while retailers can use countertop setups for fixed checkout lanes. Hardware and software are designed to work together, which can reduce compatibility issues compared with assembling a POS from separate vendors. This is useful for multi-lane or mixed-service environments.
App marketplace extensibility
Clover provides an app marketplace that allows merchants to add capabilities such as loyalty, employee management, inventory tools, and online ordering. This approach lets businesses start with core POS and expand functionality as requirements grow. It can also help merchants align the system to specific workflows without replacing the entire POS. Availability of third-party apps provides flexibility relative to more closed, single-suite systems.
Processor-dependent distribution model
Clover is commonly sold via acquiring banks and payment processors, so pricing, contract terms, and support experience can vary by reseller. Merchants may need to evaluate both the Clover platform and the specific processor relationship to understand total cost and service levels. Switching processors can be more complex than with POS systems designed to be processor-agnostic. This can matter for businesses that prioritize negotiating processing rates or changing providers.
Feature depth varies by vertical
While Clover supports both retail and restaurant use cases, some advanced, industry-specific workflows may require additional apps or workarounds. Examples can include complex menu and coursing rules, sophisticated inventory/variant management, or specialized reporting needs. Merchants with multi-location operations may need to validate that required controls and analytics are available in their chosen configuration. The final capability set depends on the mix of built-in features and third-party apps.
Ongoing costs and add-ons
Total cost can include hardware, software subscriptions, payment processing fees, and optional paid apps. Businesses may find that key capabilities (e.g., certain loyalty, marketing, or advanced reporting functions) require additional subscriptions beyond the base POS plan. This can make budgeting harder compared with products that bundle more functionality into a single license. Costs can also differ depending on the reseller and plan structure.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Starter | Price not displayed on clover.com (not available in static page content; requires Add to Cart or Contact Sales) | Basic sales reports; manage employee profiles; accept in-person and keyed payments. |
| Essentials / Standard (named variably on device pages) | Price not displayed on clover.com (requires Add to Cart or Contact Sales) | Detailed sales & tax reporting; create and categorize items; customer engagement tools; inventory basics. |
| Retail Growth | Price not displayed on clover.com (requires Add to Cart or Contact Sales) | Advanced retail features: detailed reports, inventory management, online/offline sales sync, receipt printer/cash drawer included on certain systems. |
| Restaurant Growth | Price not displayed on clover.com (requires Add to Cart or Contact Sales) | Restaurant features: online ordering, QR ordering, table mapping, open tabs, split bills, menu variations and modifiers. |
| Hardware & Bundles (Station Solo, Station Duo, Mini, Flex, Go, Kiosk) | Individual device pricing not shown in static site HTML; purchase/subscription options presented on-site but numeric amounts rendered via JavaScript or during checkout | Devices are sold as part of bundles or standalone; subscription (lease) options available. Transaction processing fees noted conceptually ("flat fees as low as + per transaction") but exact rates not visible on the rendered pages. |
Notes: All information extracted only from official Clover site (clover.com) product and pricing pages. The site content is JavaScript-rendered and the static HTML retrieved did not include explicit numeric monthly or per-device prices; pages show plan names, features, and repeated text "Prices shown are only available on Clover.com." but the numeric amounts were not present in the accessible HTML.
Seller details
Clover Network, Inc. (a Fiserv company)
Sunnyvale, CA, USA
2010
Subsidiary
https://www.clover.com/
https://x.com/clovercommerce
https://www.linkedin.com/company/clover-network-inc-/
