PaySimple
Subscription billing software
Payment gateways
Billing software
E-commerce software
Payment software
Accounting & finance software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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$49.95 per month
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What is PaySimple
PaySimple is a payment acceptance and billing platform designed to help small and midsize service businesses take payments online, in person, and via recurring billing. It supports invoicing, customer management, and automated payment schedules for subscriptions or installment plans. The product is commonly used by appointment-based and membership-style businesses that want card and ACH processing with basic billing workflows in one system.
Recurring billing and autopay
PaySimple supports automated recurring payments for cards and ACH, including customer payment profiles and scheduled billing. This fits service businesses that bill memberships, retainers, or installment plans. It reduces manual follow-up by automating payment collection and receipts. The recurring focus is a core capability compared with broader finance suites that require more configuration for simple subscription-style billing.
Multiple payment acceptance channels
The platform supports online payments, invoicing links, and in-person card acceptance (hardware-dependent) alongside ACH/eCheck. This helps businesses standardize payment collection across channels without stitching together separate tools. It is practical for organizations that take deposits online and collect the remainder in person. The channel coverage aligns with payment gateway expectations while adding billing workflows.
Customer and billing workflow tools
PaySimple includes customer records, invoicing, and payment history to support day-to-day billing operations. Users can manage stored payment methods and run billing-related communications from within the system. This can reduce reliance on separate lightweight CRM or spreadsheet tracking for payment status. The workflow orientation is useful for small teams that prioritize operational simplicity over enterprise revenue management.
Not an enterprise revenue platform
PaySimple is oriented toward SMB payment collection and recurring billing rather than complex revenue operations. It is less suited to advanced subscription lifecycle needs such as sophisticated proration rules, multi-entity billing, complex contract amendments, or usage-based rating. Organizations with high-volume, multi-product subscription catalogs may outgrow its billing depth. In those cases, a dedicated enterprise subscription billing system is typically a better fit.
Accounting depth depends on integrations
While PaySimple supports billing and payment reporting, full accounting workflows (e.g., advanced revenue recognition, multi-ledger controls, deep financial consolidation) generally require an external accounting system. The quality of the end-to-end finance process depends on available integrations and reconciliation practices. Teams may still need manual steps for month-end close and detailed audit trails. This is a common limitation for payment-first platforms compared with full ERP suites.
Fees and hardware constraints
As with most payment processors, total cost depends on processing rates, chargeback handling, and any platform or add-on fees. In-person acceptance can require specific supported hardware and may introduce additional setup considerations. Businesses with tight margin sensitivity may need to model costs across card vs. ACH mix and refund/chargeback patterns. These factors can materially affect suitability versus alternative payment stacks.
Plan & Pricing
| Plan / Offering | Price | Key features & notes |
|---|---|---|
| PaySimple (pricing page - "All features included") | $79.95 per month | "All features included" platform for payments/billing/customer management (pricing page states “All features included for $79.95 / month”). cite |
| Service Commerce Platform | $89.95 per month | Listed as "Service Commerce Platform" — includes payments, eCommerce, appointments, customer retention (detailed fee schedule and per-transaction fees on the pricing details page). cite |
| PaySimple (FAQ-listed entry price) | $49.95 per month | FAQ states “PaySimple’s solution is $49.95/month plus processing fees.” May reflect a different package or legacy/promotional price; site contains multiple, differing official price statements. cite |
Notes on transaction/processing fees (site disclosures):
- Credit card processing: example rates listed (e.g., 2.69% starting discount rate; inquiry fee $0.40; other card-specific surcharges and monthly program fees). See pricing details for full fee schedule. cite
- ACH/eCheck: example per-transaction fees and assessments are listed (e.g., $0.74 per ACH transaction; ACH program fee $5.00/month). See pricing details. cite
- Partner/integration pages may show alternative pricing structures (some partner offers list $0 monthly software fee or lower per-transaction rates for specific partner customers). These are partner-specific and appear on PaySimple partner pages. cite
Seller details
EverCommerce
Denver, Colorado, United States
2006
Public
https://paysimple.com/
https://www.linkedin.com/company/paysimple
