Soldo
Spend management software
Expense management software
Travel & expense software
Procurement software
Accounting & finance software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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€21 per month
Free Trial
Free version unavailable
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- Media and communications
- Arts, entertainment, and recreation
- Professional services (engineering, legal, consulting, etc.)
What is Soldo
Soldo is a spend management platform centered on controlling and tracking company spending through prepaid payment cards (physical and virtual) and related expense workflows. It is used by finance teams to issue cards to employees, set granular spending limits, capture receipts, and reconcile transactions for month-end close. The product combines card issuing, real-time spend controls, and integrations to accounting systems to reduce manual expense processing. It is commonly adopted by small and mid-sized organizations that want tighter control over card-based spend and employee expenses.
Granular card spend controls
Soldo supports issuing physical and virtual cards and applying controls such as merchant category restrictions, spending limits, and time-based rules. These controls help finance teams prevent out-of-policy purchases before they occur rather than correcting them after the fact. Real-time transaction visibility supports faster intervention when spend deviates from policy.
Real-time transaction visibility
Transactions are available to finance teams as they occur, which supports timely review and follow-up with cardholders. Receipt capture and transaction-level metadata help reduce back-and-forth during expense submission. This approach can shorten reconciliation cycles compared with processes that rely primarily on end-of-month expense reports.
Accounting and ERP integrations
Soldo provides integrations and export options designed to support posting transactions to accounting systems with coding and supporting documentation. This can reduce manual data entry and improve consistency of GL coding across cardholders. Integration capabilities are particularly relevant for teams that want card spend to flow into finance systems with audit-ready attachments.
Card-centric scope limitations
Soldo’s core value is strongest for card-based spend and employee expenses, which may not cover all procurement and payables needs. Organizations looking for full source-to-pay functionality (e.g., complex sourcing, supplier management, and advanced procure-to-pay) may require additional systems. The product may be less suitable as a single platform for end-to-end procurement governance.
Travel management depth varies
While it supports expense capture and policy controls, dedicated travel booking and itinerary management capabilities are not the primary focus. Companies with complex travel programs may need separate travel booking tools and then integrate expenses back into finance workflows. This can add integration and process overhead for travel-heavy organizations.
Geographic and banking constraints
Card issuing, supported currencies, and available banking features can vary by country and regulatory requirements. Multinational organizations may encounter differences in availability or feature parity across regions. This can complicate standardization if a company needs uniform spend controls across many jurisdictions.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Standard | €21 per month (+VAT) | Includes: 1 wallet, 3 users, 3 physical or virtual cards, up to 20 outbound bank transfers/month. Try it FREE for 30 days. Additional resources: add users €7/month (+VAT) (Standard plan), additional cards €6/month (+VAT). Card issuance (one-off): physical €5, virtual €1, temporary virtual €0.50. Outbound bank transfers beyond inclusion €0.75/transaction. FX/ATM transaction fees apply. Prices exclude VAT. |
| Plus | €33 per month (+VAT) | Includes: 3 company wallets, 3 users, 3 physical or virtual cards, up to 30 outbound bank transfers/month. Adds: OCR receipt capture, multi-currency support, automation, reporting, Amazon Business integration. Try it FREE for 30 days. Additional resources: add users €11/month (+VAT) (Plus plan), additional cards €6/month (+VAT). Card issuance (one-off): physical €5, virtual €1, temporary virtual €0.50. Outbound bank transfers beyond inclusion €0.75/transaction. FX/ATM transaction fees apply. Prices exclude VAT. |
| Unlimited | Price on request | Enterprise-grade: unlimited wallets, unlimited users, unlimited cards, unlimited outbound bank transfers; customised workflows, integrations, API access, dedicated account/customer success and professional services. Contact sales / Book a demo. Prices exclude VAT and Financial Services fees may apply (card issuance, cash withdrawals, etc.). |
Seller details
Soldo Software Limited
London, United Kingdom
2015
Private
https://www.soldo.com
https://x.com/soldo
https://www.linkedin.com/company/soldo/
