Ramp
Accounts payable (AP) & spend analysis software
Procure to pay software
Spend management software
Vendor management software
Accounts payable automation software
Travel management software
Expense management software
Travel & expense software
Procurement software
Procurement orchestration software
Accounting & finance software
Expense billing software
General contractors software
Job management software
Receipt design software
Receipt generating software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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$15 per user per month
Free TrialFree version
Small
Medium
Large
- Arts, entertainment, and recreation
- Media and communications
- Professional services (engineering, legal, consulting, etc.)
What is Ramp
Ramp is a spend management platform that combines corporate cards, expense management, accounts payable automation, and spend analytics in one system. It is used by finance and accounting teams to control employee spend, streamline invoice processing, and improve visibility into vendor and category-level spend. The product emphasizes policy-based controls, automated coding and approvals, and integrations with common accounting systems.
Unified cards, expenses, and AP
Ramp supports corporate cards, employee reimbursements, and invoice-based payables in a single workflow. This reduces the need to operate separate tools for card spend, expense reports, and AP intake. Consolidated spend data also simplifies reporting and audit preparation compared with running multiple disconnected systems.
Policy controls and approvals
Ramp provides configurable spend policies, approval routing, and controls that can be applied at the card, merchant, category, or user level. These controls help finance teams enforce budgets and reduce out-of-policy spend before it occurs. The same governance model extends to expense submissions and bill approvals, supporting consistent compliance.
Automated capture and accounting sync
Ramp automates receipt capture and transaction matching to reduce manual expense entry. It also supports exporting or syncing transactions and bills to accounting systems, which can shorten month-end close activities. Centralized documentation (receipts, invoices, approvals) improves traceability for audits and internal reviews.
Not a full S2P suite
Ramp focuses on spend management, AP automation, and card-led workflows rather than end-to-end source-to-pay. Organizations needing advanced sourcing, contract lifecycle management, supplier risk, or complex procurement orchestration may require additional systems. This can increase integration and process design effort for mature procurement teams.
Complex global requirements may vary
Multinational organizations often require localized tax handling, multi-entity controls, and country-specific payment and compliance features. Ramp’s suitability depends on the specific countries, entities, and regulatory needs in scope. Companies with extensive global AP and travel requirements may need to validate coverage and operational support in detail.
Vendor management depth is limited
Ramp provides vendor-level spend visibility and controls, but it is not primarily a supplier management system. Teams that need supplier onboarding workflows, performance scorecards, risk questionnaires, and ongoing compliance tracking may find gaps. Those capabilities typically sit in dedicated vendor management or procurement platforms.
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Free | $0/mo/user | Corporate card (unlimited cards), expense management (auto-receipt collection & matching), basic accounts payable (OCR invoice extraction, configurable approval workflows), basic accounting integrations (QuickBooks, Xero), vendor management, treasury (FDIC-insured accounts). Start for free via ramp.com/pricing. |
| Plus | $15/mo/user + platform fee based on team size | All Free features, plus AI-driven expense reviews & approval recommendations, auto-coded line items, automated batch payments, payment release approvals, advanced approvals, multi-entity & advanced accounting integrations (NetSuite, Sage Intacct, etc.), global coverage, procurement (available as add-on). Save 20% with annual billing. |
| Enterprise | Custom (annual billing) | All Plus features plus advanced ERP integrations (Workday, Oracle Fusion Cloud), local currency card issuing in 40+ countries, dedicated account & customer success manager, priority 24/7 support, custom implementation & enterprise services; contact sales for pricing. |
Seller details
Ramp Business Corporation
New York, NY, USA
2019
Private
https://ramp.com
https://x.com/tryramp
https://www.linkedin.com/company/ramp/
