CoinPayments Cryptocurrency Payment Gateway
Cryptocurrency payment gateways
Blockchain software
Cryptocurrency software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
Take the quiz to check if CoinPayments Cryptocurrency Payment Gateway and its alternatives fit your requirements.
Pay-as-you-go
Free Trial unavailable
Free version
Small
Medium
Large
- Media and communications
- Education and training
- Manufacturing
What is CoinPayments Cryptocurrency Payment Gateway
CoinPayments Cryptocurrency Payment Gateway is a crypto payment processing platform that enables merchants and online services to accept cryptocurrency payments and manage settlements. It provides checkout tools (e.g., hosted payment pages and API integrations) and wallet functionality to receive, store, and transfer supported digital assets. The product targets e-commerce merchants, digital service providers, and platforms that want to add crypto as a payment method without building direct blockchain integrations.
Broad crypto asset support
CoinPayments supports payments across many cryptocurrencies and tokens, which can reduce the need to maintain multiple payment providers for different assets. This is useful for merchants serving international customers who prefer different networks and coins. It also helps platforms offer more payment options without building separate integrations per chain.
Multiple integration options
The service offers API-based integration and hosted checkout flows that can fit different implementation needs. Hosted payment pages can shorten time-to-launch for smaller teams, while APIs support deeper integration into custom checkout experiences. This flexibility is important for marketplaces and SaaS products that need programmatic payment status updates.
Merchant payout and transfers
CoinPayments includes wallet and transfer capabilities that support receiving funds and moving balances to other addresses or users. This can simplify operational workflows for businesses that need to distribute funds (e.g., affiliates, vendors, or internal treasury movements). It also centralizes crypto payment reconciliation and outgoing transfers in one system.
Custodial and counterparty exposure
Using a third-party gateway typically means the merchant relies on the provider’s custody and operational controls for some part of the payment flow. This introduces counterparty risk and may not meet internal policies for self-custody or segregated custody. Businesses with stricter treasury controls may require additional safeguards or alternative architectures.
Compliance needs vary by region
Crypto payment acceptance can trigger regulatory, tax, and compliance obligations that differ by jurisdiction and business model. The gateway does not remove the merchant’s responsibility to assess KYC/AML expectations, prohibited activity, and reporting requirements. Some industries may need additional screening, recordkeeping, or legal review beyond what the product provides out of the box.
Network fees and confirmation delays
On-chain payments depend on blockchain network conditions, which can create variable fees and settlement times. This can complicate checkout UX and refund handling compared with card payments, especially during congestion. Merchants may need policies for under/overpayments, expired invoices, and confirmation thresholds to manage these edge cases.
Plan & Pricing
Pricing model: Pay-as-you-go
Processing fees:
- Coins (e.g., BTC, ETH, SOL): 0.5% per transaction.
- Tokens: 1% per transaction.
Payment modes / settlement options:
- To Balance: 0.5% (payments deposited to your wallet).
- ASAP Mode (instant settlement per payment): 0.5% + network fee (1 network fee per payment).
- Nightly Mode (batch settlement): 0.5% + network fee (1 network fee for the batch).
Personal wallet / deposits:
- Deposits into personal wallet: FREE for the first $15,000/month equivalent; 0.5% after that.
Conversions (crypto-to-crypto / stable conversions):
- Stable-to-stable conversions: 1% CoinPayments fee (plus applicable network fees / partner fees).
- Other conversions (stable↔token, token↔token, etc.): 1.5% CoinPayments fee + typically a 0.1% exchange partner fee per conversion pair (plus network fees).
Withdrawals:
- CoinPayments states it does not charge withdrawal fees; users pay blockchain network (miner/gas) fees to send crypto.
Other / Additional paid services:
- Coin listing / coin-hosting (legacy page): Application Fee $20; Listing Fee $25,000/year (fees after the first year may be waived if average commercial payments volume is > $5,000/month); ERC20 Fee: 10 ETH (to cover gas forward costs).
Notes:
- Network (blockchain) fees vary by currency and network congestion; CoinPayments may show/charge the network fee values per-currency on its fees page.
- No subscription tiers or recurring plan pricing listed on official site — fees are percentage-based and per-transaction or per-service.
Seller details
CoinPayments Inc.
Vancouver, BC, Canada
2013
Private
https://www.coinpayments.net/
https://x.com/CoinPaymentsNET
https://www.linkedin.com/company/coinpayments/
