Strike
Cryptocurrency payment gateways
Blockchain software
Cryptocurrency software
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
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What is Strike
Strike is a payments app and API platform that enables merchants and developers to accept and send payments using Bitcoin and the Lightning Network, with fiat settlement options in supported markets. It targets businesses that want to add crypto-enabled checkout or cross-border payouts without directly managing on-chain complexity. The product emphasizes Lightning-based payment flows and consumer-to-merchant payments, and it is commonly positioned as a bridge between traditional payment rails and Bitcoin-native rails.
Lightning Network payment support
Strike supports Bitcoin Lightning payments, which can reduce confirmation delays compared with on-chain transfers for compatible wallets. This can be useful for real-time checkout and smaller-value transactions. For businesses focused on Bitcoin-native payments, Lightning support is a practical differentiator versus gateways that primarily emphasize multi-asset on-chain settlement.
Merchant and developer integrations
Strike provides business-facing capabilities intended for integrating payments into websites and applications. This typically includes API-based workflows for payment acceptance and payouts rather than only a consumer wallet experience. For teams building custom payment flows, an API-first approach can reduce reliance on hosted checkout pages.
Fiat-crypto bridge for settlement
Strike is designed to connect Bitcoin/Lightning payment initiation with fiat-denominated settlement in supported regions. This can help merchants avoid holding crypto on their balance sheet if they prefer fiat settlement. It also supports use cases such as cross-border payments where the payer and payee may prefer different currencies.
Geographic availability constraints
Strike’s availability and feature set vary by country and, in some cases, by U.S. state. This can limit rollout for merchants with international customer bases or multi-entity operations. Businesses may need contingency providers for unsupported jurisdictions.
Primarily Bitcoin-centric coverage
Strike focuses on Bitcoin and Lightning rather than broad multi-asset support. Organizations that require acceptance and settlement across many cryptocurrencies may find the asset coverage narrower than some payment gateways in the same space. This can increase integration complexity if multiple networks and tokens are required.
Enterprise controls less transparent
Compared with platforms that publish extensive custody, policy controls, and institutional security tooling, Strike’s enterprise-grade control surface is less clearly documented in a single, standardized feature set. Some businesses may need deeper information on governance features such as role-based controls, approval workflows, and audit logging. This can lengthen vendor due diligence for regulated or high-volume payment operations.
Plan & Pricing
Pricing model: Pay-as-you-go Free tier/trial: Free account available; no time-limited product trial found. Key fees & examples (official site sources):
- Bitcoin trading fee (Strike fee) — tiered percentage based on monthly trading volume:
- <$250: 0.99%
- $250–$2,000: 0.95%
- $2,000–$5,000: 0.89%
- $5,000–$50,000: 0.79%
- $50,000–$500,000: 0.69%
- $500,000–$5,000,000: 0.59%
- $5,000,000–$15,000,000: 0.49%
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$15,000,000: 0.39% (Note: recurring purchases/DCA are fee-waived after the first week for hourly/daily or from the 2nd purchase for weekly/monthly.)
- Card deposit / debit card buy — a card fee applies (site notes a typical card fee ≈ 1.99% for debit card purchases; ACH/bank deposits are waived).
- Instant withdrawal (Instant delivery) — 1.78% (with a floor/ceiling shown as "from $1 to $150" on the withdrawal help page).
- Wire withdrawal — $15 flat fee (applies for certain wire withdrawal amounts; site shows $15 flat with a minimum wire amount when applicable).
- On-chain (Bitcoin network) send fees — variable network fees (user-selectable priority/standard/flexible; Strike charges for faster options and no fee for Flexible).
- Lightning routing fees — estimated routing fees are charged to cover Lightning node operators; amounts are variable.
Discounts / volume pricing: Fees scale down automatically with higher monthly trading volume (fee tiers above). For large/private client orders (e.g., >$1M) Strike references tailored pricing/private client services on the official site.
Notes & constraints (from official docs):
- Many core account features are free (signup is free; ACH/bank deposits typically have no Strike deposit fee).
- Some country- and account-level limits apply; availability and exact fees may vary by country or payment method.
- Exchange-rate margin/spread and routing fees may additionally apply depending on the transaction type.
(Information extracted only from Strike official pages: Strike FAQ and Help pages.)
Seller details
Strike Technologies, Inc.
Chicago, Illinois, United States
2019
Private
https://strike.me/
https://x.com/Strike
https://www.linkedin.com/company/strike-hq
