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Continia Payment Management

Payment processing software
Accounts payable automation software
Payment software
Accounting & finance software
Features
Ease of use
Ease of management
Quality of support
Affordability
Market presence
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Pricing from
Pay-as-you-go
Free Trial
Free version unavailable
User corporate size
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Medium
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User industry
  1. Agriculture, fishing, and forestry
  2. Construction
  3. Real estate and property management

What is Continia Payment Management

Continia Payment Management is an accounts payable and payment execution solution built to work with Microsoft Dynamics 365 Business Central (and related Dynamics NAV environments). It helps finance teams create payment proposals, validate and export payment files, and manage approvals and audit trails for outgoing payments to suppliers. The product focuses on bank-format payment file generation, payment controls, and integration with ERP master data to reduce manual steps in the payment run process.

pros

Deep Business Central integration

The solution is designed to operate inside Microsoft Dynamics 365 Business Central, using vendor, bank, and posting data already maintained in the ERP. This reduces duplicate data entry and supports consistent auditability between invoices, payment proposals, and ledger postings. For organizations standardized on Business Central, this can be simpler to govern than using a separate payment portal that requires parallel configuration.

Payment proposal and controls

It supports structured payment runs with selection criteria, validation checks, and approval workflows before payments are released. These controls help reduce errors such as paying the wrong vendor, paying twice, or paying outside agreed terms. The approach aligns with AP teams that need repeatable processes and segregation of duties rather than ad-hoc payment initiation.

Bank file export support

The product supports generating bank payment files in common formats used for electronic payments, enabling batch processing through banking channels. This can reduce manual entry into online banking and improve consistency across payment runs. It is particularly relevant for organizations that rely on file-based bank connectivity rather than card-based or embedded checkout-style payment flows.

cons

Not a full payables suite

Payment Management focuses on executing and controlling payments rather than covering the entire AP lifecycle end-to-end. Organizations may still need separate tools for invoice capture/OCR, supplier onboarding, or broader procure-to-pay automation depending on requirements. Buyers expecting an all-in-one AP platform should validate scope carefully.

Primarily ERP-dependent use

The product’s value is strongest when an organization runs Microsoft Dynamics 365 Business Central (or compatible Dynamics environments). Companies using other accounting systems may not be able to adopt it without changing core finance infrastructure. This can limit suitability compared with more system-agnostic payment tools.

Bank connectivity varies by region

Electronic payment file formats and bank requirements differ by country and bank, and coverage can depend on local configurations and supported formats. Implementation may require partner assistance to map formats, approvals, and bank export processes to internal controls. This can add time and cost compared with solutions that provide standardized, direct bank connectivity in a single network.

Plan & Pricing

Pricing model: Pay-as-you-go (transaction-based, billed monthly via Microsoft AppSource / Business Central Online) Free tier/trial: 30-day free trial (or up to 25 sent payment journal lines) covering full functionality.

How billing works: Monthly invoice based on number of posted transactions (a transaction = posted payment journal line, posted cash receipt journal line, posted general journal line generated by Payment Management, one IBAN lookup, or one Direct Debit Reversal line). Pricing is provided per currency in Continia's official price sheets (valid January 2026).

Modules & example prices (selected currency price sheets from Continia official site)

  • Modules: Essential (Grundmodul), Direct Communication, Payment Approval, IBAN Lookup, Service Provider Import, Direct Debit (NL only).

  • Example (EUR price sheet, 0–25 transactions / 26–100 transactions):

    • Essential: €11 per month (0–25 tx) ; €21 per month (26–100 tx).
    • Direct Communication: €7 per month (0–25 tx) ; €16 per month (26–100 tx).
    • Payment Approval: €5 per month (0–25 tx) ; €7 per month (26–100 tx).
    • IBAN Lookup: €3 per month (0–25 tx) ; €7 per month (26–100 tx).
    • Service Provider Import: €5 per month (0–25 tx) ; €7 per month (26–100 tx).
    • Direct Debit (NL only): €5 per month (0–25 tx) ; €5 per month (26–100 tx).

  • Example (GBP price sheet, 0–25 transactions):

    • Essential: £11 per month (0–25 tx).
    • Direct Communication: £6 per month (0–25 tx).
    • Payment Approval: £4 per month (0–25 tx).
    • IBAN Lookup: £3 per month (0–25 tx).
    • Service Provider Import: £4 per month (0–25 tx).
    • Direct Debit (NL only): £4 per month (0–25 tx).

Volume tiers & discounts: Pricing uses multiple transaction bands (many tiers up to very high monthly transaction volumes); prices per month increase across bands (see official price sheets for full tier table). No separate flat "per-user" plans shown — pricing is transaction/volume-based.

Notes & source: All prices are recommended retail excluding VAT; Continia states prices are subject to change and must be confirmed with your Continia Partner. Price sheets are marked "Valid January 2026."

Seller details

Continia Software A/S
Aarhus, Denmark
1990
Private
https://www.continia.com/
https://x.com/Continia
https://www.linkedin.com/company/continia-software/

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