Wave
- Features
- Ease of use
- Ease of management
- Quality of support
- Affordability
- Market presence
Free TrialFree version
- Professional services (engineering, legal, consulting, etc.)
- Information technology and software
- Arts, entertainment, and recreation
What is Wave
Integrated invoicing and bookkeeping
Bank transaction import and matching
Designed for micro-business needs
Limited advanced accounting controls
Payroll and payments are add-ons
Automation and integrations can be limited
Plan & Pricing
| Plan | Price | Key features & notes |
|---|---|---|
| Starter | $0 | Create unlimited estimates, invoices, bills, and bookkeeping records; option to accept online payments (processing fees apply); no credit card required to sign up. |
| Pro | $19 USD/month (billed monthly) or $190 USD/year (billed annually) | Everything in Starter plus: discounted payment processing for initial transactions, auto-import bank transactions, auto-merge and categorize transactions, receipt scanning/attachments, automate late payment reminders, add users, live-person chat and email support. (Price is per business profile; subscriptions auto-renew.) |
Usage-based / add-on pricing (official Wave site):
Payments (pay-as-you-go): Pricing model: Pay-as-you-go Free tier/trial: N/A Example costs (US, Starter Plan rates): Visa/Mastercard/Discover: 2.9% + $0.60 per transaction; American Express: 3.4% + $0.60; Bank payment (ACH): 1% (minimum $1 fee). Pro Plan payments benefit: While subscribed to Pro, the first 10 cumulative card transactions per monthly subscription period are charged 2.9% + $0 (Visa/Mastercard/Discover) and 3.4% + $0 (Amex); subsequent card transactions revert to Starter rates (2.9% + $0.60 or 3.4% + $0.60). Discover is only available to US customers.
Payroll (monthly subscription + per-user fees): Pricing model: Fixed monthly subscription + per-active-employee/contractor fees Free trial: 30-day free payroll trial (trial begins when you approve your first payroll). US pricing (states with Automated Tax Payments & Filings): $40 USD base fee per month + $6 USD per active employee per month + $6 USD per independent contractor paid. US pricing (states without Automated Tax Payments & Filings): $20 USD base fee per month + $6 USD per active employee per month + $6 USD per independent contractor paid. Canada pricing: $25 CAD base fee per month + $6 CAD per active employee per month + $6 CAD per independent contractor paid.
Receipts Plan (standalone receipt scan subscription): Pricing model: Fixed subscription US pricing: $8 USD per month or $72 USD per year. Canada pricing: $11 CAD per month or $96 CAD per year.
Notes & caveats:
- Pro Plan and add-on prices are per business profile; applicable taxes may apply. (See Wave subscription terms.)
- All pricing information above was taken from Wave's official pricing and Help Center pages; where Wave offers multiple country/state-dependent price variants (e.g., payroll), those variants are listed explicitly.
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